CSCS vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricCSCSSCHDWinner
Expense Ratio1.00%0.06%
AUM$2M$103.7B
Dividend Yield4.62%3.31%
Holdings9104
YTD Return-40.84%+25.62%
1Y Return-45.21%+32.62%
3Y Return (annualized)-+15.58%
5Y Return (annualized)-+9.63%
Volatility (annualized)27.1%13.6%
Max Drawdown-51.6%-33.4%
Fund FamilyDirexion Shares ETF TrustCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionJun 25, 2025Oct 20, 2011

CSCS vs SCHD Performance

Direxion Daily CSCO Bear 1X ETF (CSCS) is a ETF from Direxion Shares ETF Trust and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CSCS returned -45.21% while SCHD returned +32.62%. Year to date, CSCS is down 40.84% versus a gain of 25.62% for SCHD.

Risk: Volatility and Drawdowns

CSCS has been the more volatile fund, with annualized monthly volatility of 27.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -51.6% for CSCS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.13. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CSCS charges 1.00% per year while SCHD charges 0.06%. On a $10,000 position that is $100 vs $6 annually, a gap of $94 per year that compounds over a long holding period. On income, CSCS currently yields 4.62% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

CSCS and SCHD share 0 holdings out of 103 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CSCS or SCHD?

CSCS has an expense ratio of 1.00% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $94 per year of difference.

Which performed better, CSCS or SCHD?

Over the past year CSCS returned -45.21% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), CSCS annualized -43.12% vs +11.47% for SCHD. Past performance does not guarantee future results.

Which is riskier, CSCS or SCHD?

CSCS has been the more volatile fund at 27.1% annualized versus 13.6% for SCHD. Worst drawdown: CSCS -51.6% vs SCHD -33.4%.

Should I hold both CSCS and SCHD?

CSCS and SCHD have a monthly-return correlation of -0.13, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CSCS and SCHD?

CSCS and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 103 unique securities.

Which pays a higher dividend, CSCS or SCHD?

CSCS yields 4.62% while SCHD yields 3.31%, so CSCS currently pays the higher dividend yield.

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