CZAR vs VYM
Themes Natural Monopoly ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | CZAR | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.04% | |
| AUM | $2M | $79.0B | |
| Dividend Yield | 1.51% | 2.86% | |
| Holdings | 218 | 568 | |
| YTD Return | +3.77% | +16.78% | |
| 1Y Return | +4.52% | +24.43% | |
| 3Y Return (annualized) | - | +18.60% | |
| 5Y Return (annualized) | - | +12.30% | |
| Volatility (annualized) | 9.6% | 14.6% | |
| Max Drawdown | -13.4% | -58.8% | |
| Fund Family | Themes ETFs | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Dec 13, 2023 | Nov 10, 2006 |
CZAR vs VYM Performance
Themes Natural Monopoly ETF (CZAR) is a ETF from Themes ETFs and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year CZAR returned +4.52% while VYM returned +24.43%. Year to date, CZAR is up 3.77% versus a gain of 16.78% for VYM.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 9.6% for CZAR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.4% for CZAR and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CZAR charges 0.35% per year while VYM charges 0.04%. On a $10,000 position that is $35 vs $4 annually, a gap of $31 per year that compounds over a long holding period. On income, CZAR currently yields 1.51% against 2.86% for VYM.
Holdings Overlap
CZAR and VYM share 16 holdings out of 636 unique holdings combined, representing a 8.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CZAR or VYM?
CZAR has an expense ratio of 0.35% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $31 per year of difference.
Which performed better, CZAR or VYM?
Over the past year CZAR returned +4.52% vs +24.43% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (3 years), CZAR annualized +11.86% vs +7.11% for VYM. Past performance does not guarantee future results.
Which is riskier, CZAR or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 9.6% for CZAR. Worst drawdown: CZAR -13.4% vs VYM -58.8%.
Should I hold both CZAR and VYM?
CZAR and VYM have a monthly-return correlation of 0.76, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CZAR and VYM?
CZAR and VYM share 16 common holdings with a 8.3% weight overlap. Combined, they hold 636 unique securities.
Which pays a higher dividend, CZAR or VYM?
CZAR yields 1.51% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.
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