DECO vs VYM

DECO vs VYM
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Quick Verdict

VYM has a lower expense ratio. DECO delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: DECOMore Diversified: VYM

Side-by-Side Comparison

MetricDECOVYMWinner
Expense Ratio0.65%0.04%
AUM$22M$81.6B
Dividend Yield0.72%2.24%
Holdings33616
YTD Return+50.72%+16.42%
1Y Return+93.57%+24.22%
3Y Return (annualized)+76.43%+19.03%
5Y Return (annualized)+76.43%+12.21%
Volatility (annualized)742858.0%14.6%
Max Drawdown-100.0%-58.8%
Fund FamilySPDR State Street Global AdvisorsVanguard (US)
CategoryAlternativeEquity
InceptionSep 9, 2024Nov 10, 2006

DECO vs VYM Performance

State Street Galaxy Digital Asset Ecosystem ETF (DECO) is a ETF from SPDR State Street Global Advisors and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year DECO returned +93.57% while VYM returned +24.22%. Year to date, DECO is up 50.72% versus a gain of 16.42% for VYM.

Over three years, DECO compounded at +76.43% per year against +19.03% for VYM; over five years the annualized figures are +76.43% and +12.21% respectively. Across the full 20-year window we track, VYM has the edge at +7.10% annualized vs +0.96%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

DECO has been the more volatile fund, with annualized monthly volatility of 742858.0% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -100.0% for DECO and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.02. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

DECO charges 0.65% per year while VYM charges 0.04%. On a $10,000 position that is $65 vs $4 annually, a gap of $61 per year that compounds over a long holding period. On income, DECO currently yields 0.72% against 2.24% for VYM.

Holdings Overlap

5.4%overlap

DECO and VYM share 4 holdings out of 630 unique holdings combined, representing a 5.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in DECOWeight in VYMDifference
JPM4.53%3.38%1.15%
BLK2.34%0.61%1.73%
MS1.95%0.97%0.98%
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Frequently Asked Questions

Which is cheaper, DECO or VYM?

DECO has an expense ratio of 0.65% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $61 per year of difference.

Which performed better, DECO or VYM?

Over the past year DECO returned +93.57% vs +24.22% for VYM, so DECO leads on 1-year performance. Over the longest common window we track (20 years), DECO annualized +0.96% vs +7.10% for VYM. Past performance does not guarantee future results.

Which is riskier, DECO or VYM?

DECO has been the more volatile fund at 742858.0% annualized versus 14.6% for VYM. Worst drawdown: DECO -100.0% vs VYM -58.8%.

Should I hold both DECO and VYM?

DECO and VYM have a monthly-return correlation of 0.02, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DECO and VYM?

DECO and VYM share 4 common holdings with a 5.4% weight overlap. Combined, they hold 630 unique securities.

Which pays a higher dividend, DECO or VYM?

DECO yields 0.72% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.

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