DECO vs VTI
State Street Galaxy Digital Asset Ecosystem ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, DECO or VTI?
Option Writing against Large Cap Blend.
VTI has a lower expense ratio. DECO led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 63.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DECO | VTI |
|---|---|---|
| Expense Ratio | 0.65% | 0.03%Best |
| AUM | $19M | $666.9B |
| Dividend Yield | 0.75% | 1.03% |
| Holdings | 32 | 3,543 |
| YTD Return | +53.31%Best | +12.43% |
| 1Y Return | +54.58%Best | +15.92% |
| 3Y Return (annualized) | +71.93%Best | +22.42% |
| 5Y Return (annualized) | +71.93%Best | +12.37% |
| Volatility (annualized) | 787918.4% | 15.3%Best |
| Max Drawdown | - | -56.6% |
| $10,000 over 5 years | $150,231Best | $17,916 |
| Top 10 Weight | 63.5% | 33.3%Best |
| Fund Family | SPDR State Street Global Advisors | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Blend |
| Inception | Sep 9, 2024 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Jun 4, 2001 to Sep 28, 2026 (25.3 years).
DECO vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
DECO vs VTI Performance
State Street Galaxy Digital Asset Ecosystem ETF (DECO) is an ETF from SPDR State Street Global Advisors and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year DECO returned +54.58% while VTI returned +15.92%. Year to date, DECO is up 53.31% versus a gain of 12.43% for VTI.
Over three years, DECO compounded at +71.93% per year against +22.42% for VTI; over five years the annualized figures are +71.93% and +12.37% respectively. Across the full 25-year window we track, DECO has the edge at +21.12% annualized vs +8.03%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DECO has been the more volatile fund, with annualized monthly volatility of 787918.4% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at 0.03. They move largely independently of each other.
Fees and Cost Over Time
DECO charges 0.65% per year while VTI charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, DECO currently yields 0.75% against 1.03% for VTI.
Holdings Overlap
90.5% of DECO's money is in holdings VTI also owns. 18.3% of VTI's money is in holdings DECO also owns.
Most of DECO is already inside VTI. Owning both mostly buys the same companies twice.
26 positions in common, counted across the 31 positions we hold weights for in DECO and 3,463 in VTI, against full books of 32 and 3,543.
What only one of them owns
Our book lists 1,127 positions for VTI that do not appear in our book for DECO (79.2% of the fund), and 2 for DECO that do not appear in VTI (3.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in DECO | Weight in VTI | Difference |
|---|---|---|---|
| RIOTRiot Platforms, Inc. | 13.36% | 0.01% | 13.35% |
| NVDANvidia Corp | 5.35% | 6.40% | 1.05% |
| MSFTMicrosoft Corp | 6.03% | 4.79% | 1.24% |
| KEELKeel Infrastructure Corp. | 8.72% | 0.00% | 8.72% |
| CLSKCleanspark Inc | 7.41% | 0.00% | 7.41% |
| CIFRCipher Mining Inc | 6.25% | 0.01% | 6.24% |
| JPMJpmorgan Chase | 4.71% | 1.31% | 3.40% |
| APLDApplied Digital Corp | 4.29% | 0.01% | 4.28% |
| HOODRobinhood Markets Inc - A | 4.10% | 0.09% | 4.01% |
| MUMicron Technology, Inc. | 2.62% | 1.29% | 1.33% |
90.5% of DECO is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DECO or VTI?
DECO has an expense ratio of 0.65% while VTI charges 0.03%. VTI is the cheaper option, by $62 a year on a $10,000 investment.
Which performed better, DECO or VTI?
Over the past year DECO returned +54.58% vs +15.92% for VTI, so DECO leads on 1-year performance. Over the longest common window we track (25 years), DECO annualized +21.12% vs +8.03% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DECO or VTI?
DECO has been the more volatile fund at 787918.4% annualized versus 15.3% for VTI.
Should I hold both DECO and VTI?
DECO and VTI have a monthly-return correlation of 0.03, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between DECO and VTI?
90.5% of DECO's money is in holdings VTI also owns. 18.3% of VTI's is in holdings DECO also owns. They hold 26 positions in common, counted across the 31 positions we hold weights for in DECO and 3,463 in VTI.
Which pays a higher dividend, DECO or VTI?
DECO yields 0.75% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than DECO?
VTI has a lower expense ratio. DECO led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 63.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.