DECO vs VTI
State Street Galaxy Digital Asset Ecosystem ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. DECO delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | DECO | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.03% | |
| AUM | $22M | $666.9B | |
| Dividend Yield | 0.72% | 1.07% | |
| Holdings | 33 | 3,543 | |
| YTD Return | +50.72% | +14.82% | |
| 1Y Return | +93.57% | +22.43% | |
| 3Y Return (annualized) | +76.43% | +21.93% | |
| 5Y Return (annualized) | +76.43% | +12.34% | |
| Volatility (annualized) | 742858.0% | 15.4% | |
| Max Drawdown | -100.0% | -56.6% | |
| Fund Family | SPDR State Street Global Advisors | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Sep 9, 2024 | May 24, 2001 |
DECO vs VTI Performance
State Street Galaxy Digital Asset Ecosystem ETF (DECO) is a ETF from SPDR State Street Global Advisors and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year DECO returned +93.57% while VTI returned +22.43%. Year to date, DECO is up 50.72% versus a gain of 14.82% for VTI.
Over three years, DECO compounded at +76.43% per year against +21.93% for VTI; over five years the annualized figures are +76.43% and +12.34% respectively. Across the full 25-year window we track, VTI has the edge at +8.16% annualized vs +0.96%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DECO has been the more volatile fund, with annualized monthly volatility of 742858.0% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -100.0% for DECO and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.03. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
DECO charges 0.65% per year while VTI charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, DECO currently yields 0.72% against 1.07% for VTI.
Holdings Overlap
DECO and VTI share 25 holdings out of 2793 unique holdings combined, representing a 16.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DECO or VTI?
DECO has an expense ratio of 0.65% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $62 per year of difference.
Which performed better, DECO or VTI?
Over the past year DECO returned +93.57% vs +22.43% for VTI, so DECO leads on 1-year performance. Over the longest common window we track (25 years), DECO annualized +0.96% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, DECO or VTI?
DECO has been the more volatile fund at 742858.0% annualized versus 15.4% for VTI. Worst drawdown: DECO -100.0% vs VTI -56.6%.
Should I hold both DECO and VTI?
DECO and VTI have a monthly-return correlation of 0.03, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DECO and VTI?
DECO and VTI share 25 common holdings with a 16.8% weight overlap. Combined, they hold 2793 unique securities.
Which pays a higher dividend, DECO or VTI?
DECO yields 0.72% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.