DIVD vs SCHD
Altrius Global Dividend ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | DIVD | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.49% | 0.06% | |
| AUM | $22M | $108.7B | |
| Dividend Yield | 3.08% | 3.13% | |
| Holdings | 65 | 104 | |
| YTD Return | +18.03% | +26.54% | |
| 1Y Return | +27.25% | +30.90% | |
| 3Y Return (annualized) | +18.06% | +16.29% | |
| 5Y Return (annualized) | - | +9.65% | |
| Volatility (annualized) | 13.6% | 13.6% | |
| Max Drawdown | -13.9% | -33.4% | |
| Fund Family | Altrius Funds | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Sep 29, 2022 | Oct 20, 2011 |
DIVD vs SCHD Performance
Altrius Global Dividend ETF (DIVD) is a ETF from Altrius Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DIVD returned +27.25% while SCHD returned +30.90%. Year to date, DIVD is up 18.03% versus a gain of 26.54% for SCHD.
Over three years, DIVD compounded at +18.06% per year against +16.29% for SCHD. Across the full 4-year window we track, DIVD has the edge at +20.89% annualized vs +11.51%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.6% for DIVD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.9% for DIVD and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DIVD charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, DIVD currently yields 3.08% against 3.13% for SCHD.
Holdings Overlap
DIVD and SCHD share 1 holdings out of 106 unique holdings combined, representing a 1.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in DIVD | Weight in SCHD | Difference |
|---|---|---|---|
| ABT | 1.24% | 4.70% | 3.46% |
Frequently Asked Questions
Which is cheaper, DIVD or SCHD?
DIVD has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $43 per year of difference.
Which performed better, DIVD or SCHD?
Over the past year DIVD returned +27.25% vs +30.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), DIVD annualized +20.89% vs +11.51% for SCHD. Past performance does not guarantee future results.
Which is riskier, DIVD or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 13.6% for DIVD. Worst drawdown: DIVD -13.9% vs SCHD -33.4%.
Should I hold both DIVD and SCHD?
DIVD and SCHD have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DIVD and SCHD?
DIVD and SCHD share 1 common holdings with a 1.2% weight overlap. Combined, they hold 106 unique securities.
Which pays a higher dividend, DIVD or SCHD?
DIVD yields 3.08% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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