DIVD vs SCHD
Altrius Global Dividend ETF vs Schwab US Dividend Equity ETF
Which is better, DIVD or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. DIVD led over 3Y and the full window, SCHD over 1Y. DIVD is less concentrated, with 23.1% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DIVD | SCHD |
|---|---|---|
| Expense Ratio | 0.49% | 0.06%Best |
| AUM | $24M | $112.2B |
| Dividend Yield | 3.08% | 3.13% |
| Holdings | 65 | 103 |
| YTD Return | +17.58% | +27.56%Best |
| 1Y Return | +26.15% | +30.29%Best |
| 3Y Return (annualized) | +18.01%Best | +16.37% |
| 5Y Return (annualized) | - | +10.23% |
| Volatility (annualized) | 13.5%Best | 14.1% |
| Max Drawdown | -13.9%Best | -16.1% |
| $10,000 over 3.9 years | $20,654Best | $17,948 |
| Top 10 Weight | 23.1%Best | 41.5% |
| Fund Family | Altrius Funds | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Sep 29, 2022 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 3.9 years row, are measured over the window both funds cover: Sep 30, 2022 to Sep 4, 2026 (3.9 years).
DIVD vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.9 years both funds cover.
DIVD vs SCHD Performance
Altrius Global Dividend ETF (DIVD) is an ETF from Altrius Funds and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year DIVD returned +26.15% while SCHD returned +30.29%. Year to date, DIVD is up 17.58% versus a gain of 27.56% for SCHD.
Over three years, DIVD compounded at +18.01% per year against +16.37% for SCHD. Across the full 4-year window we track, DIVD has the edge at +20.44% annualized vs +16.18%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 13.5% for DIVD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.9% for DIVD and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DIVD charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, DIVD currently yields 3.08% against 3.13% for SCHD.
Holdings Overlap
15.4% of DIVD's money is in holdings SCHD also owns. 41.4% of SCHD's money is in holdings DIVD also owns.
The two portfolios partly overlap.
13 positions in common, counted across the 64 positions we hold weights for in DIVD and 100 in SCHD, against full books of 65 and 103.
What only one of them owns
Our book lists 86 positions for SCHD that do not appear in our book for DIVD (58.5% of the fund), and 36 for DIVD that do not appear in SCHD (52.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in DIVD | Weight in SCHD | Difference |
|---|---|---|---|
| ABTAbbott Laboratories | 1.29% | 4.70% | 3.41% |
| KOCoca Cola Co. | 1.27% | 4.20% | 2.93% |
| MRKMerck & Company Inc | 1.20% | 4.26% | 3.06% |
| UNHUnitedhealth Group Incorporated | 1.09% | 4.11% | 3.02% |
| VZVerizon Communic | 1.27% | 3.84% | 2.57% |
| PGProcter & Gamble Company | 1.13% | 3.96% | 2.83% |
| CVXChevron Corp | 1.21% | 3.74% | 2.53% |
| PEPPepsico Inc. | 1.21% | 3.71% | 2.50% |
| LMTLockheed Martin Corp | 1.24% | 2.99% | 1.75% |
| MOAltria Group Inc | 1.05% | 2.86% | 1.81% |
41.4% of SCHD is already inside DIVD.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DIVD or SCHD?
DIVD has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option, by $43 a year on a $10,000 investment.
Which performed better, DIVD or SCHD?
Over the past year DIVD returned +26.15% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), DIVD annualized +20.44% vs +16.18% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DIVD or SCHD?
SCHD has been the more volatile fund at 14.1% annualized versus 13.5% for DIVD. Worst drawdown: DIVD -13.9% vs SCHD -16.1%.
Should I hold both DIVD and SCHD?
DIVD and SCHD have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between DIVD and SCHD?
41.4% of SCHD's money is in holdings DIVD also owns. 41.4% of SCHD's is in holdings DIVD also owns. They hold 13 positions in common, counted across the 64 positions we hold weights for in DIVD and 100 in SCHD.
Which pays a higher dividend, DIVD or SCHD?
DIVD yields 3.08% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than DIVD?
SCHD has a lower expense ratio. DIVD led over 3Y and the full window, SCHD over 1Y. DIVD is less concentrated, with 23.1% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.