DJD vs SPY

DJD vs SPY
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Quick Verdict

DJD has a lower expense ratio. DJD delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: DJDHigher Returns: DJDMore Diversified: SPY

Side-by-Side Comparison

MetricDJDSPYWinner
Expense Ratio0.07%0.09%
AUM$502M$821.1B
Dividend Yield2.43%1.01%
Holdings30505
YTD Return+16.23%+12.93%
1Y Return+24.44%+20.62%
3Y Return (annualized)+18.61%+22.00%
5Y Return (annualized)+11.56%+13.33%
Volatility (annualized)14.4%15.3%
Max Drawdown-35.4%-56.5%
Fund FamilyInvesco (US)State Street Investment Management
CategoryEquityEquity
InceptionDec 16, 2015Jan 22, 1993

DJD vs SPY Performance

Invesco Dow Jones Industrial Average Dividend ETF (DJD) is a ETF from Invesco (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year DJD returned +24.44% while SPY returned +20.62%. Year to date, DJD is up 16.23% versus a gain of 12.93% for SPY.

Over three years, DJD compounded at +18.61% per year against +22.00% for SPY; over five years the annualized figures are +11.56% and +13.33% respectively. Across the full 11-year window we track, DJD has the edge at +10.86% annualized vs +8.82%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.4% for DJD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.4% for DJD and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

DJD charges 0.07% per year while SPY charges 0.09%. On a $10,000 position that is $7 vs $9 annually, a gap of $2 per year that compounds over a long holding period. On income, DJD currently yields 2.43% against 1.01% for SPY.

Holdings Overlap

13.8%overlap

DJD and SPY share 28 holdings out of 504 unique holdings combined, representing a 13.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in DJDWeight in SPYDifference
UNH8.55%0.56%7.99%
NVDA0.04%7.71%7.67%
AAPL0.82%6.83%6.01%
MSFTProProPro
CVXProProPro
CSCOProProPro
MRKProProPro
IBMProProPro
KOProProPro
JPMProProPro
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Frequently Asked Questions

Which is cheaper, DJD or SPY?

DJD has an expense ratio of 0.07% while SPY charges 0.09%. DJD is the cheaper option. On a $10,000 investment, that is $2 per year of difference.

Which performed better, DJD or SPY?

Over the past year DJD returned +24.44% vs +20.62% for SPY, so DJD leads on 1-year performance. Over the longest common window we track (11 years), DJD annualized +10.86% vs +8.82% for SPY. Past performance does not guarantee future results.

Which is riskier, DJD or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 14.4% for DJD. Worst drawdown: DJD -35.4% vs SPY -56.5%.

Should I hold both DJD and SPY?

DJD and SPY have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DJD and SPY?

DJD and SPY share 28 common holdings with a 13.8% weight overlap. Combined, they hold 504 unique securities.

Which pays a higher dividend, DJD or SPY?

DJD yields 2.43% while SPY yields 1.01%, so DJD currently pays the higher dividend yield.

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