DJD vs VTI
Invesco Dow Jones Industrial Average Dividend ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. DJD delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | DJD | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.07% | 0.03% | |
| AUM | $502M | $666.9B | |
| Dividend Yield | 2.43% | 1.07% | |
| Holdings | 30 | 3,543 | |
| YTD Return | +17.61% | +13.67% | |
| 1Y Return | +25.41% | +22.17% | |
| 3Y Return (annualized) | +19.06% | +21.93% | |
| 5Y Return (annualized) | +11.84% | +12.51% | |
| Volatility (annualized) | 14.4% | 15.3% | |
| Max Drawdown | -35.4% | -56.6% | |
| Fund Family | Invesco (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Dec 16, 2015 | May 24, 2001 |
DJD vs VTI Performance
Invesco Dow Jones Industrial Average Dividend ETF (DJD) is a ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year DJD returned +25.41% while VTI returned +22.17%. Year to date, DJD is up 17.61% versus a gain of 13.67% for VTI.
Over three years, DJD compounded at +19.06% per year against +21.93% for VTI; over five years the annualized figures are +11.84% and +12.51% respectively. Across the full 11-year window we track, DJD has the edge at +10.98% annualized vs +8.11%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.4% for DJD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.4% for DJD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DJD charges 0.07% per year while VTI charges 0.03%. On a $10,000 position that is $7 vs $3 annually, a gap of $4 per year that compounds over a long holding period. On income, DJD currently yields 2.43% against 1.07% for VTI.
Holdings Overlap
DJD and VTI share 28 holdings out of 2787 unique holdings combined, representing a 12.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DJD or VTI?
DJD has an expense ratio of 0.07% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $4 per year of difference.
Which performed better, DJD or VTI?
Over the past year DJD returned +25.41% vs +22.17% for VTI, so DJD leads on 1-year performance. Over the longest common window we track (11 years), DJD annualized +10.98% vs +8.11% for VTI. Past performance does not guarantee future results.
Which is riskier, DJD or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 14.4% for DJD. Worst drawdown: DJD -35.4% vs VTI -56.6%.
Should I hold both DJD and VTI?
DJD and VTI have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DJD and VTI?
DJD and VTI share 28 common holdings with a 12.4% weight overlap. Combined, they hold 2787 unique securities.
Which pays a higher dividend, DJD or VTI?
DJD yields 2.43% while VTI yields 1.07%, so DJD currently pays the higher dividend yield.
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