DPST vs SCHD
Direxion Daily Regional Banks Bull 3X ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. DPST delivered stronger 1-year returns. DPST offers more diversification with 165 holdings.
Side-by-Side Comparison
| Metric | DPST | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.92% | 0.06% | |
| AUM | $439M | $103.7B | |
| Dividend Yield | 1.55% | 3.31% | |
| Holdings | 161 | 104 | |
| YTD Return | +43.50% | +24.26% | |
| 1Y Return | +81.91% | +31.38% | |
| 3Y Return (annualized) | +21.59% | +15.08% | |
| 5Y Return (annualized) | -17.05% | +9.72% | |
| Volatility (annualized) | 82.3% | 13.6% | |
| Max Drawdown | -97.8% | -33.4% | |
| Fund Family | Direxion Shares ETF Trust | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Aug 19, 2015 | Oct 20, 2011 |
DPST vs SCHD Performance
Direxion Daily Regional Banks Bull 3X ETF (DPST) is a ETF from Direxion Shares ETF Trust and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DPST returned +81.91% while SCHD returned +31.38%. Year to date, DPST is up 43.50% versus a gain of 24.26% for SCHD.
Over three years, DPST compounded at +21.59% per year against +15.08% for SCHD; over five years the annualized figures are -17.05% and +9.72% respectively. Across the full 11-year window we track, SCHD has the edge at +11.39% annualized vs -13.24%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DPST has been the more volatile fund, with annualized monthly volatility of 82.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -97.8% for DPST and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.67. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
DPST charges 0.92% per year while SCHD charges 0.06%. On a $10,000 position that is $92 vs $6 annually, a gap of $86 per year that compounds over a long holding period. On income, DPST currently yields 1.55% against 3.31% for SCHD.
Holdings Overlap
DPST and SCHD share 19 holdings out of 246 unique holdings combined, representing a 2.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DPST or SCHD?
DPST has an expense ratio of 0.92% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $86 per year of difference.
Which performed better, DPST or SCHD?
Over the past year DPST returned +81.91% vs +31.38% for SCHD, so DPST leads on 1-year performance. Over the longest common window we track (11 years), DPST annualized -13.24% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, DPST or SCHD?
DPST has been the more volatile fund at 82.3% annualized versus 13.6% for SCHD. Worst drawdown: DPST -97.8% vs SCHD -33.4%.
Should I hold both DPST and SCHD?
DPST and SCHD have a monthly-return correlation of 0.67, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DPST and SCHD?
DPST and SCHD share 19 common holdings with a 2.1% weight overlap. Combined, they hold 246 unique securities.
Which pays a higher dividend, DPST or SCHD?
DPST yields 1.55% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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