DVAL vs SCHD

DVAL vs SCHD

Which is better, DVAL or SCHD?

SCHD has been ahead.

SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. DVAL is less concentrated, with 34.4% of the fund in its ten largest positions against 41.5%.

Lower Fees: SCHDHigher Returns: SCHDLess Concentrated: DVAL

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricDVALSCHD
Expense Ratio0.49%0.06%Best
AUM$71M$112.2B
Dividend Yield1.77%3.13%
Holdings115103
YTD Return+15.19%+27.56%Best
1Y Return+16.91%+30.29%Best
3Y Return (annualized)+15.30%+16.37%Best
5Y Return (annualized)-+10.23%
Volatility (annualized)12.6%Best13.3%
Max Drawdown-15.9%Best-16.1%
$10,000 over 3.8 years$16,056$16,121Best
Top 10 Weight34.4%Best41.5%
Fund FamilyFranklin Templeton Investments (US)Charles Schwab Asset Management
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Value
InceptionDec 27, 2006Oct 20, 2011

Volatility and max drawdown, and the $10,000 over 3.8 years row, are measured over the window both funds cover: Oct 31, 2022 to Sep 4, 2026 (3.8 years).

DVAL vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.8 years both funds cover.

DVAL vs SCHD Performance

BrandywineGLOBAL-Dynamic US Large Cap Value ETF (DVAL) is an ETF from Franklin Templeton Investments (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year DVAL returned +16.91% while SCHD returned +30.29%. Year to date, DVAL is up 15.19% versus a gain of 27.56% for SCHD.

Over three years, DVAL compounded at +15.30% per year against +16.37% for SCHD. Across the full 4-year window we track, SCHD has the edge at +13.39% annualized vs +13.27%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 12.6% for DVAL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.9% for DVAL and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

DVAL charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, DVAL currently yields 1.77% against 3.13% for SCHD.

Holdings Overlap

DVAL already in SCHD21.4%
SCHD already in DVAL26.0%

21.4% of DVAL's money is in holdings SCHD also owns. 26.0% of SCHD's money is in holdings DVAL also owns.

SCHD and DVAL share little of their money.

18 positions in common, counted across the 103 positions we hold weights for in DVAL and 100 in SCHD, against full books of 115 and 103.

What only one of them owns

Our book lists 81 positions for SCHD that do not appear in our book for DVAL (73.9% of the fund), and 83 for DVAL that do not appear in SCHD (75.7%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in DVALWeight in SCHDDifference
VZVerizon Communic2.35%3.84%1.49%
LMTLockheed Martin Corp3.00%2.99%0.01%
CMCSAComcast Corp-class A Cmcsa2.72%2.26%0.46%
PGProcter & Gamble Company0.90%3.96%3.06%
UPSUnited Parcel Service, Inc2.90%1.95%0.95%
BMYBristol-Myers Squibb Co.1.22%3.31%2.09%
EOGEog Resources Inc1.79%1.80%0.01%
QCOMQualcomm Inc.0.87%2.55%1.68%
TROWT Rowe Price Grp1.74%0.61%1.13%
GISGeneral Mills In0.96%0.49%0.47%

26.0% of SCHD is already inside DVAL.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

DVALSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, DVAL or SCHD?

DVAL has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option, by $43 a year on a $10,000 investment.

Which performed better, DVAL or SCHD?

Over the past year DVAL returned +16.91% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), DVAL annualized +13.27% vs +13.39% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, DVAL or SCHD?

SCHD has been the more volatile fund at 13.3% annualized versus 12.6% for DVAL. Worst drawdown: DVAL -15.9% vs SCHD -16.1%.

Should I hold both DVAL and SCHD?

DVAL and SCHD have a monthly-return correlation of 0.83, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between DVAL and SCHD?

26.0% of SCHD's money is in holdings DVAL also owns. 26.0% of SCHD's is in holdings DVAL also owns. They hold 18 positions in common, counted across the 103 positions we hold weights for in DVAL and 100 in SCHD.

Which pays a higher dividend, DVAL or SCHD?

DVAL yields 1.77% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

Is SCHD better than DVAL?

SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. DVAL is less concentrated, with 34.4% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.