EFNL vs QQQ
iShares MSCI Finland ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ has a lower expense ratio. EFNL delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | EFNL | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.53% | 0.18% | |
| AUM | $240M | $455.8B | |
| Dividend Yield | 1.02% | 0.41% | |
| Holdings | 39 | 108 | |
| YTD Return | +8.92% | +17.46% | |
| 1Y Return | +28.88% | +26.02% | |
| 3Y Return (annualized) | +20.31% | +25.51% | |
| 5Y Return (annualized) | +4.26% | +15.12% | |
| Volatility (annualized) | 19.9% | 30.6% | |
| Max Drawdown | -56.0% | -83.0% | |
| Fund Family | iShares by BlackRock (US) | Invesco (US) | |
| Category | Equity | Equity | |
| Inception | Jan 25, 2012 | Mar 10, 1999 |
EFNL vs QQQ Performance
iShares MSCI Finland ETF (EFNL) is a ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year EFNL returned +28.88% while QQQ returned +26.02%. Year to date, EFNL is up 8.92% versus a gain of 17.46% for QQQ.
Over three years, EFNL compounded at +20.31% per year against +25.51% for QQQ; over five years the annualized figures are +4.26% and +15.12% respectively. Across the full 15-year window we track, QQQ has the edge at +13.08% annualized vs +8.64%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 19.9% for EFNL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.0% for EFNL and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EFNL charges 0.53% per year while QQQ charges 0.18%. On a $10,000 position that is $53 vs $18 annually, a gap of $35 per year that compounds over a long holding period. On income, EFNL currently yields 1.02% against 0.41% for QQQ.
Holdings Overlap
EFNL and QQQ share 0 holdings out of 138 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EFNL or QQQ?
EFNL has an expense ratio of 0.53% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $35 per year of difference.
Which performed better, EFNL or QQQ?
Over the past year EFNL returned +28.88% vs +26.02% for QQQ, so EFNL leads on 1-year performance. Over the longest common window we track (15 years), EFNL annualized +8.64% vs +13.08% for QQQ. Past performance does not guarantee future results.
Which is riskier, EFNL or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 19.9% for EFNL. Worst drawdown: EFNL -56.0% vs QQQ -83.0%.
Should I hold both EFNL and QQQ?
EFNL and QQQ have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EFNL and QQQ?
EFNL and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 138 unique securities.
Which pays a higher dividend, EFNL or QQQ?
EFNL yields 1.02% while QQQ yields 0.41%, so EFNL currently pays the higher dividend yield.
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