EFNL vs VXUS
iShares MSCI Finland ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. EFNL delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | EFNL | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.53% | 0.05% | |
| AUM | $240M | $156.5B | |
| Dividend Yield | 1.02% | 2.60% | |
| Holdings | 39 | 8,747 | |
| YTD Return | +8.65% | +14.07% | |
| 1Y Return | +28.57% | +27.24% | |
| 3Y Return (annualized) | +19.77% | +19.27% | |
| 5Y Return (annualized) | +4.28% | +9.14% | |
| Volatility (annualized) | 19.9% | 15.1% | |
| Max Drawdown | -56.0% | -39.9% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jan 25, 2012 | Jan 26, 2011 |
EFNL vs VXUS Performance
iShares MSCI Finland ETF (EFNL) is a ETF from iShares by BlackRock (US) and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year EFNL returned +28.57% while VXUS returned +27.24%. Year to date, EFNL is up 8.65% versus a gain of 14.07% for VXUS.
Over three years, EFNL compounded at +19.77% per year against +19.27% for VXUS; over five years the annualized figures are +4.28% and +9.14% respectively. Across the full 15-year window we track, EFNL has the edge at +8.62% annualized vs +4.83%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EFNL has been the more volatile fund, with annualized monthly volatility of 19.9% compared with 15.1% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.0% for EFNL and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EFNL charges 0.53% per year while VXUS charges 0.05%. On a $10,000 position that is $53 vs $5 annually, a gap of $48 per year that compounds over a long holding period. On income, EFNL currently yields 1.02% against 2.60% for VXUS.
Holdings Overlap
EFNL and VXUS share 26 holdings out of 7870 unique holdings combined, representing a 0.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EFNL or VXUS?
EFNL has an expense ratio of 0.53% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $48 per year of difference.
Which performed better, EFNL or VXUS?
Over the past year EFNL returned +28.57% vs +27.24% for VXUS, so EFNL leads on 1-year performance. Over the longest common window we track (15 years), EFNL annualized +8.62% vs +4.83% for VXUS. Past performance does not guarantee future results.
Which is riskier, EFNL or VXUS?
EFNL has been the more volatile fund at 19.9% annualized versus 15.1% for VXUS. Worst drawdown: EFNL -56.0% vs VXUS -39.9%.
Should I hold both EFNL and VXUS?
EFNL and VXUS have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EFNL and VXUS?
EFNL and VXUS share 26 common holdings with a 0.5% weight overlap. Combined, they hold 7870 unique securities.
Which pays a higher dividend, EFNL or VXUS?
EFNL yields 1.02% while VXUS yields 2.60%, so VXUS currently pays the higher dividend yield.
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