EFNL vs VXUS
iShares MSCI Finland ETF vs Vanguard Total International Stock ETF
Which is better, EFNL or VXUS?
Mid Cap Value against Large Cap Blend.
VXUS has a lower expense ratio. EFNL led over 1Y, 3Y and the full window, VXUS over 5Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EFNL | VXUS |
|---|---|---|
| Expense Ratio | 0.53% | 0.05%Best |
| AUM | $261M | $158.1B |
| Dividend Yield | 0.99% | 2.51% |
| Holdings | 39 | 8,747 |
| YTD Return | +14.80%Best | +14.49% |
| 1Y Return | +30.61%Best | +21.52% |
| 3Y Return (annualized) | +23.17%Best | +20.55% |
| 5Y Return (annualized) | +6.82% | +9.57%Best |
| Volatility (annualized) | 19.9% | 14.4%Best |
| Max Drawdown | -56.0% | -39.9%Best |
| $10,000 over 5 years | $13,908 | $15,793Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Value | Large Cap Blend |
| Inception | Jan 25, 2012 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jan 26, 2012 to Sep 21, 2026 (14.7 years).
EFNL vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.7 years both funds cover.
EFNL vs VXUS Performance
iShares MSCI Finland ETF (EFNL) is an ETF from iShares by BlackRock (US) and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year EFNL returned +30.61% while VXUS returned +21.52%. Year to date, EFNL is up 14.80% versus a gain of 14.49% for VXUS.
Over three years, EFNL compounded at +23.17% per year against +20.55% for VXUS; over five years the annualized figures are +6.82% and +9.57% respectively. Across the full 15-year window we track, EFNL has the edge at +8.96% annualized vs +5.98%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EFNL has been the more volatile fund, with annualized monthly volatility of 19.9% compared with 14.4% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.0% for EFNL and -39.9% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EFNL charges 0.53% per year while VXUS charges 0.05%. On a $10,000 position that is $53 vs $5 annually, a gap of $48 per year that compounds over a long holding period. On income, EFNL currently yields 0.99% against 2.51% for VXUS.
Holdings Overlap
At least 68.9% of EFNL's money is in holdings VXUS also owns.
Stated as a floor: for VXUS, our book for it covers 88.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
The two portfolios partly overlap.
26 positions in common, counted across the 34 positions we hold weights for in EFNL and 8,082 in VXUS, against full books of 39 and 8,747.
Top Shared Holdings
| Stock | Weight in EFNL | Weight in VXUS | Difference |
|---|---|---|---|
| NOKIA:FINokia Oyj | 16.15% | 0.10% | 16.05% |
| SAMPO:FISampo Oyj (Class A) | 8.17% | 0.06% | 8.11% |
| KNEBV:FIKone Oyj Class B | 4.64% | 0.04% | 4.60% |
| UPM:FIUpm-kymmene Oyj | 4.50% | 0.03% | 4.47% |
| NESTE:FINeste Oyj | 4.36% | 0.03% | 4.33% |
| WRT1V:FIWartsila Oyj Abp | 4.21% | 0.04% | 4.17% |
| ORNBV:FIOrion Oyj | 3.62% | 0.02% | 3.60% |
| KESKOB:FIKesko Oyj Ser'B'Eur2 | 2.58% | 0.01% | 2.57% |
| STERV:FIStora Enso Oyj | 2.44% | 0.02% | 2.42% |
| KCRA:FIKonecranes Oyj Common | 2.39% | 0.01% | 2.38% |
68.9% of EFNL is already inside VXUS.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
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Frequently Asked Questions
Which is cheaper, EFNL or VXUS?
EFNL has an expense ratio of 0.53% while VXUS charges 0.05%. VXUS is the cheaper option, by $48 a year on a $10,000 investment.
Which performed better, EFNL or VXUS?
Over the past year EFNL returned +30.61% vs +21.52% for VXUS, so EFNL leads on 1-year performance. Over the longest common window we track (15 years), EFNL annualized +8.96% vs +5.98% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EFNL or VXUS?
EFNL has been the more volatile fund at 19.9% annualized versus 14.4% for VXUS. Worst drawdown: EFNL -56.0% vs VXUS -39.9%.
Should I hold both EFNL and VXUS?
EFNL and VXUS have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between EFNL and VXUS?
At least 68.9% of EFNL's money is in holdings VXUS also owns. Our book for VXUS is partial, so the real figure is this or higher. They hold 26 positions in common, counted across the 34 positions we hold weights for in EFNL and 8,082 in VXUS.
Which pays a higher dividend, EFNL or VXUS?
EFNL yields 0.99% while VXUS yields 2.51%, so VXUS currently pays the higher dividend yield.
Is VXUS better than EFNL?
VXUS has a lower expense ratio. EFNL led over 1Y, 3Y and the full window, VXUS over 5Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.