EFNL vs VYM
iShares MSCI Finland ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. EFNL delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | EFNL | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.53% | 0.04% | |
| AUM | $240M | $79.0B | |
| Dividend Yield | 1.02% | 2.86% | |
| Holdings | 39 | 568 | |
| YTD Return | +8.65% | +16.10% | |
| 1Y Return | +28.57% | +25.99% | |
| 3Y Return (annualized) | +19.77% | +18.29% | |
| 5Y Return (annualized) | +4.28% | +12.35% | |
| Volatility (annualized) | 19.9% | 14.6% | |
| Max Drawdown | -56.0% | -58.8% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jan 25, 2012 | Nov 10, 2006 |
EFNL vs VYM Performance
iShares MSCI Finland ETF (EFNL) is a ETF from iShares by BlackRock (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year EFNL returned +28.57% while VYM returned +25.99%. Year to date, EFNL is up 8.65% versus a gain of 16.10% for VYM.
Over three years, EFNL compounded at +19.77% per year against +18.29% for VYM; over five years the annualized figures are +4.28% and +12.35% respectively. Across the full 15-year window we track, EFNL has the edge at +8.62% annualized vs +7.08%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EFNL has been the more volatile fund, with annualized monthly volatility of 19.9% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.0% for EFNL and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.56. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EFNL charges 0.53% per year while VYM charges 0.04%. On a $10,000 position that is $53 vs $4 annually, a gap of $49 per year that compounds over a long holding period. On income, EFNL currently yields 1.02% against 2.86% for VYM.
Holdings Overlap
EFNL and VYM share 0 holdings out of 593 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EFNL or VYM?
EFNL has an expense ratio of 0.53% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $49 per year of difference.
Which performed better, EFNL or VYM?
Over the past year EFNL returned +28.57% vs +25.99% for VYM, so EFNL leads on 1-year performance. Over the longest common window we track (15 years), EFNL annualized +8.62% vs +7.08% for VYM. Past performance does not guarantee future results.
Which is riskier, EFNL or VYM?
EFNL has been the more volatile fund at 19.9% annualized versus 14.6% for VYM. Worst drawdown: EFNL -56.0% vs VYM -58.8%.
Should I hold both EFNL and VYM?
EFNL and VYM have a monthly-return correlation of 0.56, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EFNL and VYM?
EFNL and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 593 unique securities.
Which pays a higher dividend, EFNL or VYM?
EFNL yields 1.02% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.