EFNL vs VOO
iShares MSCI Finland ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. EFNL delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | EFNL | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.53% | 0.03% | |
| AUM | $240M | $979.0B | |
| Dividend Yield | 1.02% | 1.09% | |
| Holdings | 39 | 509 | |
| YTD Return | +8.65% | +13.79% | |
| 1Y Return | +28.57% | +23.01% | |
| 3Y Return (annualized) | +19.77% | +21.78% | |
| 5Y Return (annualized) | +4.28% | +13.39% | |
| Volatility (annualized) | 19.9% | 14.1% | |
| Max Drawdown | -56.0% | -34.3% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jan 25, 2012 | Sep 7, 2010 |
EFNL vs VOO Performance
iShares MSCI Finland ETF (EFNL) is a ETF from iShares by BlackRock (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year EFNL returned +28.57% while VOO returned +23.01%. Year to date, EFNL is up 8.65% versus a gain of 13.79% for VOO.
Over three years, EFNL compounded at +19.77% per year against +21.78% for VOO; over five years the annualized figures are +4.28% and +13.39% respectively. Across the full 15-year window we track, VOO has the edge at +13.57% annualized vs +8.62%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EFNL has been the more volatile fund, with annualized monthly volatility of 19.9% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.0% for EFNL and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.60. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EFNL charges 0.53% per year while VOO charges 0.03%. On a $10,000 position that is $53 vs $3 annually, a gap of $50 per year that compounds over a long holding period. On income, EFNL currently yields 1.02% against 1.09% for VOO.
Holdings Overlap
EFNL and VOO share 0 holdings out of 540 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EFNL or VOO?
EFNL has an expense ratio of 0.53% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $50 per year of difference.
Which performed better, EFNL or VOO?
Over the past year EFNL returned +28.57% vs +23.01% for VOO, so EFNL leads on 1-year performance. Over the longest common window we track (15 years), EFNL annualized +8.62% vs +13.57% for VOO. Past performance does not guarantee future results.
Which is riskier, EFNL or VOO?
EFNL has been the more volatile fund at 19.9% annualized versus 14.1% for VOO. Worst drawdown: EFNL -56.0% vs VOO -34.3%.
Should I hold both EFNL and VOO?
EFNL and VOO have a monthly-return correlation of 0.60, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EFNL and VOO?
EFNL and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 540 unique securities.
Which pays a higher dividend, EFNL or VOO?
EFNL yields 1.02% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.
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