EMCR vs SPY

EMCR vs SPY

Which is better, EMCR or SPY?

Each has led over a different period.

SPY has a lower expense ratio. EMCR led over 1Y and 3Y, SPY over 5Y and the full window. EMCR is less concentrated, with 33.4% of the fund in its ten largest positions against 38.0%.

Lower Fees: SPYHigher Returns: splitLess Concentrated: EMCR

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricEMCRSPY
Expense Ratio0.15%0.09%Best
AUM$62M$814.4B
Dividend Yield1.59%1.01%
Holdings1,373505
YTD Return+18.11%Best+12.71%
1Y Return+30.81%Best+19.36%
3Y Return (annualized)+22.68%Best+21.09%
5Y Return (annualized)+8.31%+12.69%Best
Volatility (annualized)16.9%16.4%Best
Max Drawdown-34.3%-34.1%Best
$10,000 over 5 years$14,905$18,173Best
Top 10 Weight33.4%Best38.0%
Fund FamilyXtrackers ETFsState Street Investment Management
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionDec 4, 2018Jan 22, 1993

Volatility and max drawdown are measured over the window both funds cover: Dec 6, 2018 to Sep 8, 2026 (7.8 years).

EMCR vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.8 years both funds cover.

EMCR vs SPY Performance

Xtrackers Emerging Markets Carbon Reduction and Climate Improvers ETF (EMCR) is an ETF from Xtrackers ETFs and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year EMCR returned +30.81% while SPY returned +19.36%. Year to date, EMCR is up 18.11% versus a gain of 12.71% for SPY.

Over three years, EMCR compounded at +22.68% per year against +21.09% for SPY; over five years the annualized figures are +8.31% and +12.69% respectively. Across the full 8-year window we track, SPY has the edge at +15.50% annualized vs +10.49%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EMCR has been the more volatile fund, with annualized monthly volatility of 16.9% compared with 16.4% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for EMCR and -34.1% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

EMCR charges 0.15% per year while SPY charges 0.09%. On a $10,000 position that is $15 vs $9 annually, a gap of $6 per year that compounds over a long holding period. On income, EMCR currently yields 1.59% against 1.01% for SPY.

Holdings Overlap

SPY already in EMCR0.1%

0.1% of SPY's money is in holdings EMCR also owns.

We cannot see either book well enough to say how much of this pair is duplicated.

1 positions in common, counted across the 1,350 positions we hold weights for in EMCR and 503 in SPY, against full books of 1,373 and 505.

What only one of them owns

Our book lists 492 positions for SPY that do not appear in our book for EMCR (99.3% of the fund), and 13 for EMCR that do not appear in SPY (0.6%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in EMCRWeight in SPYDifference
TELTyco Electronics Ltd.0.03%0.10%0.07%

You are not choosing between two funds in isolation.

Whichever of EMCR and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

EMCRSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, EMCR or SPY?

EMCR has an expense ratio of 0.15% while SPY charges 0.09%. SPY is the cheaper option, by $6 a year on a $10,000 investment.

Which performed better, EMCR or SPY?

Over the past year EMCR returned +30.81% vs +19.36% for SPY, so EMCR leads on 1-year performance. Over the longest common window we track (8 years), EMCR annualized +10.49% vs +15.50% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, EMCR or SPY?

EMCR has been the more volatile fund at 16.9% annualized versus 16.4% for SPY. Worst drawdown: EMCR -34.3% vs SPY -34.1%.

Should I hold both EMCR and SPY?

EMCR and SPY have a monthly-return correlation of 0.74, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, EMCR or SPY?

EMCR yields 1.59% while SPY yields 1.01%, so EMCR currently pays the higher dividend yield.

Is SPY better than EMCR?

SPY has a lower expense ratio. EMCR led over 1Y and 3Y, SPY over 5Y and the full window. EMCR is less concentrated, with 33.4% of the fund in its ten largest positions against 38.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.