EMCR vs VTI
Xtrackers Emerging Markets Carbon Reduction and Climate Improvers ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, EMCR or VTI?
Each has led over a different period.
VTI has a lower expense ratio. EMCR led over 1Y and 3Y, VTI over 5Y and the full window. EMCR is less concentrated, with 30.5% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EMCR | VTI |
|---|---|---|
| Expense Ratio | 0.15% | 0.03%Best |
| AUM | $62M | $666.9B |
| Dividend Yield | 1.46% | 1.03% |
| Holdings | 1,373 | 3,543 |
| YTD Return | +15.50%Best | +12.30% |
| 1Y Return | +22.25%Best | +16.08% |
| 3Y Return (annualized) | +22.07%Best | +21.01% |
| 5Y Return (annualized) | +9.11% | +12.36%Best |
| Volatility (annualized) | 16.9%Tie | 16.9%Tie |
| Max Drawdown | -34.3%Best | -35.0% |
| $10,000 over 5 years | $15,464 | $17,908Best |
| Top 10 Weight | 30.5%Best | 33.3% |
| Fund Family | Xtrackers ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Dec 4, 2018 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Dec 6, 2018 to Sep 18, 2026 (7.8 years).
EMCR vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.8 years both funds cover.
EMCR vs VTI Performance
Xtrackers Emerging Markets Carbon Reduction and Climate Improvers ETF (EMCR) is an ETF from Xtrackers ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year EMCR returned +22.25% while VTI returned +16.08%. Year to date, EMCR is up 15.50% versus a gain of 12.30% for VTI.
Over three years, EMCR compounded at +22.07% per year against +21.01% for VTI; over five years the annualized figures are +9.11% and +12.36% respectively. Across the full 8-year window we track, VTI has the edge at +14.83% annualized vs +10.13%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EMCR and VTI have been equally volatile, both at 16.9% annualized.
The deepest peak-to-trough decline in our data was -34.3% for EMCR and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EMCR charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, EMCR currently yields 1.46% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 1,498 holdings in EMCR and 3,463 in VTI, totalling 98.3% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1,498 positions we hold weights for in EMCR and 3,463 in VTI, against full books of 1,373 and 3,543.
What only one of them owns
Our book lists 1,150 positions for VTI that do not appear in our book for EMCR (97.5% of the fund), and 14 for EMCR that do not appear in VTI (0.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of EMCR and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EMCR or VTI?
EMCR has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option, by $12 a year on a $10,000 investment.
Which performed better, EMCR or VTI?
Over the past year EMCR returned +22.25% vs +16.08% for VTI, so EMCR leads on 1-year performance. Over the longest common window we track (8 years), EMCR annualized +10.13% vs +14.83% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EMCR or VTI?
EMCR and VTI have been equally volatile, both at 16.9% annualized. Worst drawdown: EMCR -34.3% vs VTI -35.0%.
Should I hold both EMCR and VTI?
EMCR and VTI have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, EMCR or VTI?
EMCR yields 1.46% while VTI yields 1.03%, so EMCR currently pays the higher dividend yield.
Is VTI better than EMCR?
VTI has a lower expense ratio. EMCR led over 1Y and 3Y, VTI over 5Y and the full window. EMCR is less concentrated, with 30.5% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.