EMCR vs VTI
Xtrackers Emerging Markets Carbon Reduction and Climate Improvers ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, EMCR or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. EMCR is less concentrated, with 30.1% of the fund in its ten largest positions against 34.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EMCR | VTI |
|---|---|---|
| Expense Ratio | 0.15% | 0.03%Best |
| AUM | $56M | $689.2B |
| Dividend Yield | 1.58% | 1.06% |
| Holdings | 3,093 | 3,542 |
| YTD Return | +5.15% | +10.82%Best |
| 1Y Return | +7.03% | +11.60%Best |
| 3Y Return (annualized) | +18.65% | +20.95%Best |
| 5Y Return (annualized) | +6.56% | +10.57%Best |
| Volatility (annualized) | 17.1% | 16.7%Best |
| Max Drawdown | -34.3%Best | -35.0% |
| $10,000 over 5 years | $13,740 | $16,527Best |
| Top 10 Weight | 30.1%Best | 34.6% |
| Fund Family | Xtrackers ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Dec 4, 2018 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Dec 6, 2018 to Nov 10, 2026 (7.9 years).
EMCR vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.9 years both funds cover.
EMCR vs VTI Performance
Xtrackers Emerging Markets Carbon Reduction and Climate Improvers ETF (EMCR) is an ETF from Xtrackers ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year EMCR returned +7.03% while VTI returned +11.60%. Year to date, EMCR is up 5.15% versus a gain of 10.82% for VTI.
Over three years, EMCR compounded at +18.65% per year against +20.95% for VTI; over five years the annualized figures are +6.56% and +10.57% respectively. Across the full 8-year window we track, VTI has the edge at +14.35% annualized vs +8.64%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EMCR has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 16.7% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.3% for EMCR and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EMCR charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, EMCR currently yields 1.58% against 1.06% for VTI.
Holdings Overlap
0.1% of VTI's money is in holdings EMCR also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 1,512 positions we hold weights for in EMCR and 3,464 in VTI, against full books of 3,093 and 3,542.
What only one of them owns
Our book lists 1,128 positions for VTI that do not appear in our book for EMCR (96.8% of the fund), and 17 for EMCR that do not appear in VTI (0.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in EMCR | Weight in VTI | Difference |
|---|---|---|---|
| TELTe Connectivity Ltd. | 0.03% | 0.08% | 0.05% |
You are not choosing between two funds in isolation.
Whichever of EMCR and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EMCR or VTI?
EMCR has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option, by $12 a year on a $10,000 investment.
Which performed better, EMCR or VTI?
Over the past year EMCR returned +7.03% vs +11.60% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (8 years), EMCR annualized +8.64% vs +14.35% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EMCR or VTI?
EMCR has been the more volatile fund at 17.1% annualized versus 16.7% for VTI. Worst drawdown: EMCR -34.3% vs VTI -35.0%.
Should I hold both EMCR and VTI?
EMCR and VTI have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, EMCR or VTI?
EMCR yields 1.58% while VTI yields 1.06%, so EMCR currently pays the higher dividend yield.
Is VTI better than EMCR?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. EMCR is less concentrated, with 30.1% of the fund in its ten largest positions against 34.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.