EMCR vs VYM

EMCR vs VYM
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Quick Verdict

VYM has a lower expense ratio. EMCR delivered stronger 1-year returns. EMCR offers more diversification with 1,381 holdings.

Lower Fees: VYMHigher Returns: EMCRMore Diversified: EMCR

Side-by-Side Comparison

MetricEMCRVYMWinner
Expense Ratio0.15%0.04%
AUM$61M$81.6B
Dividend Yield1.59%2.24%
Holdings1,381616
YTD Return+15.86%+16.42%
1Y Return+31.46%+24.22%
3Y Return (annualized)+22.18%+19.03%
5Y Return (annualized)+8.72%+12.21%
Volatility (annualized)17.0%14.6%
Max Drawdown-34.3%-58.8%
Fund FamilyXtrackers ETFsVanguard (US)
CategoryEquityEquity
InceptionDec 4, 2018Nov 10, 2006

EMCR vs VYM Performance

Xtrackers Emerging Markets Carbon Reduction and Climate Improvers ETF (EMCR) is a ETF from Xtrackers ETFs and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year EMCR returned +31.46% while VYM returned +24.22%. Year to date, EMCR is up 15.86% versus a gain of 16.42% for VYM.

Over three years, EMCR compounded at +22.18% per year against +19.03% for VYM; over five years the annualized figures are +8.72% and +12.21% respectively. Across the full 8-year window we track, EMCR has the edge at +10.31% annualized vs +7.10%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EMCR has been the more volatile fund, with annualized monthly volatility of 17.0% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for EMCR and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EMCR charges 0.15% per year while VYM charges 0.04%. On a $10,000 position that is $15 vs $4 annually, a gap of $11 per year that compounds over a long holding period. On income, EMCR currently yields 1.59% against 2.24% for VYM.

Holdings Overlap

0.1%overlap

EMCR and VYM share 3 holdings out of 1950 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in EMCRWeight in VYMDifference
TEL0.03%0.24%0.21%
XP0.07%0.03%0.04%
PAGS0.03%0.01%0.02%

Frequently Asked Questions

Which is cheaper, EMCR or VYM?

EMCR has an expense ratio of 0.15% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $11 per year of difference.

Which performed better, EMCR or VYM?

Over the past year EMCR returned +31.46% vs +24.22% for VYM, so EMCR leads on 1-year performance. Over the longest common window we track (8 years), EMCR annualized +10.31% vs +7.10% for VYM. Past performance does not guarantee future results.

Which is riskier, EMCR or VYM?

EMCR has been the more volatile fund at 17.0% annualized versus 14.6% for VYM. Worst drawdown: EMCR -34.3% vs VYM -58.8%.

Should I hold both EMCR and VYM?

EMCR and VYM have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EMCR and VYM?

EMCR and VYM share 3 common holdings with a 0.1% weight overlap. Combined, they hold 1950 unique securities.

Which pays a higher dividend, EMCR or VYM?

EMCR yields 1.59% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.

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