EPAI vs IVV
Harbor AI Inflection Strategy ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | EPAI | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.88% | 0.03% | |
| AUM | $5M | $886.7B | |
| Dividend Yield | 0.00% | 1.10% | |
| Holdings | 38 | 508 | |
| YTD Return | +25.71% | +12.13% | |
| 1Y Return | - | +20.37% | |
| 3Y Return (annualized) | - | +20.91% | |
| 5Y Return (annualized) | - | +12.59% | |
| Volatility (annualized) | - | 15.1% | |
| Max Drawdown | -23.6% | -56.5% | |
| Fund Family | Harbor Funds | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | Dec 17, 2025 | May 15, 2000 |
EPAI vs IVV Performance
Harbor AI Inflection Strategy ETF (EPAI) is a ETF from Harbor Funds and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Year to date, EPAI is up 25.71% versus a gain of 12.13% for IVV.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -23.6% for EPAI and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
EPAI charges 0.88% per year while IVV charges 0.03%. On a $10,000 position that is $88 vs $3 annually, a gap of $85 per year that compounds over a long holding period. On income, EPAI currently yields 0.00% against 1.10% for IVV.
Holdings Overlap
EPAI and IVV share 21 holdings out of 521 unique holdings combined, representing a 3.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EPAI or IVV?
EPAI has an expense ratio of 0.88% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $85 per year of difference.
What is the holdings overlap between EPAI and IVV?
EPAI and IVV share 21 common holdings with a 3.3% weight overlap. Combined, they hold 521 unique securities.
Which pays a higher dividend, EPAI or IVV?
EPAI yields 0.00% while IVV yields 1.10%, so IVV currently pays the higher dividend yield.
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