EPAI vs VYM
Harbor AI Inflection Strategy ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM offers more diversification with 613 holdings.
Side-by-Side Comparison
| Metric | EPAI | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.88% | 0.04% | |
| AUM | $5M | $81.6B | |
| Dividend Yield | 0.00% | 2.24% | |
| Holdings | 38 | 613 | |
| YTD Return | +25.71% | +14.18% | |
| 1Y Return | - | +20.67% | |
| 3Y Return (annualized) | - | +18.47% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | - | 14.5% | |
| Max Drawdown | -23.6% | -58.8% | |
| Fund Family | Harbor Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Dec 17, 2025 | Nov 10, 2006 |
EPAI vs VYM Performance
Harbor AI Inflection Strategy ETF (EPAI) is a ETF from Harbor Funds and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, EPAI is up 25.71% versus a gain of 14.18% for VYM.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -23.6% for EPAI and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
EPAI charges 0.88% per year while VYM charges 0.04%. On a $10,000 position that is $88 vs $4 annually, a gap of $84 per year that compounds over a long holding period. On income, EPAI currently yields 0.00% against 2.24% for VYM.
Holdings Overlap
EPAI and VYM share 8 holdings out of 632 unique holdings combined, representing a 1.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EPAI or VYM?
EPAI has an expense ratio of 0.88% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $84 per year of difference.
What is the holdings overlap between EPAI and VYM?
EPAI and VYM share 8 common holdings with a 1.7% weight overlap. Combined, they hold 632 unique securities.
Which pays a higher dividend, EPAI or VYM?
EPAI yields 0.00% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.
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