FBUF vs SCHD
Fidelity Dynamic Buffered Equity ETF vs Schwab US Dividend Equity ETF
Which is better, FBUF or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. FBUF is less concentrated, with 40.6% of the fund in its ten largest positions against 41.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FBUF | SCHD |
|---|---|---|
| Expense Ratio | 0.48% | 0.06%Best |
| AUM | $26M | $111.6B |
| Dividend Yield | 0.58% | 3.24% |
| Holdings | 182 | 206 |
| YTD Return | +8.99% | +29.76%Best |
| 1Y Return | +10.56% | +34.04%Best |
| 3Y Return (annualized) | - | +20.25% |
| 5Y Return (annualized) | - | +10.37% |
| Volatility (annualized) | 6.7%Best | 14.0% |
| Max Drawdown | -11.1%Best | -16.1% |
| $10,000 over 2.5 years | $13,544 | $14,715Best |
| Top 10 Weight | 40.6%Best | 41.6% |
| Fund Family | Fidelity Investments (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Apr 9, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2.5 years row, are measured over the window both funds cover: Apr 11, 2024 to Oct 27, 2026 (2.5 years).
FBUF vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.5 years both funds cover.
FBUF vs SCHD Performance
Fidelity Dynamic Buffered Equity ETF (FBUF) is an ETF from Fidelity Investments (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year FBUF returned +10.56% while SCHD returned +34.04%. Year to date, FBUF is up 8.99% versus a gain of 29.76% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.0% compared with 6.7% for FBUF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -11.1% for FBUF and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.39. They move together some of the time, and apart the rest.
Fees and Cost Over Time
FBUF charges 0.48% per year while SCHD charges 0.06%. On a $10,000 position that is $48 vs $6 annually, a gap of $42 per year that compounds over a long holding period. On income, FBUF currently yields 0.58% against 3.24% for SCHD.
Holdings Overlap
6.6% of FBUF's money is in holdings SCHD also owns. 39.3% of SCHD's money is in holdings FBUF also owns.
The two portfolios partly overlap.
13 positions in common, counted across the 167 positions we hold weights for in FBUF and 98 in SCHD, against full books of 182 and 206.
What only one of them owns
Our book lists 84 positions for SCHD that do not appear in our book for FBUF (60.5% of the fund), and 146 for FBUF that do not appear in SCHD (92.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in FBUF | Weight in SCHD | Difference |
|---|---|---|---|
| QCOMQualcomm Inc. | 0.78% | 4.61% | 3.83% |
| CVXChevron Corp | 0.74% | 4.14% | 3.40% |
| UNHUnitedhealth Group Incorporated | 0.91% | 3.95% | 3.04% |
| MRKMerck & Company Inc | 0.69% | 4.04% | 3.35% |
| KOCoca Cola Co. | 0.53% | 4.12% | 3.59% |
| ABTAbbot Laboratories | 0.54% | 3.74% | 3.20% |
| COPConocophillips Common Stock USD 0.01 | 0.29% | 3.91% | 3.62% |
| BMYBristol-Myers Squibb Co. | 0.66% | 3.21% | 2.55% |
| LMTLockheed Martin | 0.32% | 2.64% | 2.32% |
| CMCSAComcast Corp. Class A | 0.36% | 1.96% | 1.60% |
39.3% of SCHD is already inside FBUF.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FBUF or SCHD?
FBUF has an expense ratio of 0.48% while SCHD charges 0.06%. SCHD is the cheaper option, by $42 a year on a $10,000 investment.
Which performed better, FBUF or SCHD?
Over the past year FBUF returned +10.56% vs +34.04% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FBUF or SCHD?
SCHD has been the more volatile fund at 14.0% annualized versus 6.7% for FBUF. Worst drawdown: FBUF -11.1% vs SCHD -16.1%.
Should I hold both FBUF and SCHD?
FBUF and SCHD have a monthly-return correlation of 0.39, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FBUF and SCHD?
39.3% of SCHD's money is in holdings FBUF also owns. 39.3% of SCHD's is in holdings FBUF also owns. They hold 13 positions in common, counted across the 167 positions we hold weights for in FBUF and 98 in SCHD.
Which pays a higher dividend, FBUF or SCHD?
FBUF yields 0.58% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than FBUF?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. FBUF is less concentrated, with 40.6% of the fund in its ten largest positions against 41.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.