FCOM vs VTI
Fidelity MSCI Communication Services Index ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FCOM or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. FCOM led over 3Y, VTI over 1Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 71.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FCOM | VTI |
|---|---|---|
| Expense Ratio | 0.08% | 0.03%Best |
| AUM | $1.7B | $666.9B |
| Dividend Yield | 0.99% | 1.03% |
| Holdings | 92 | 3,543 |
| YTD Return | -1.60% | +12.30%Best |
| 1Y Return | -0.51% | +16.08%Best |
| 3Y Return (annualized) | +21.58%Best | +21.01% |
| 5Y Return (annualized) | +6.64% | +12.36%Best |
| Volatility (annualized) | 17.0% | 14.9%Best |
| Max Drawdown | -46.8% | -35.0%Best |
| $10,000 over 5 years | $13,791 | $17,908Best |
| Top 10 Weight | 71.3% | 33.3%Best |
| Fund Family | Fidelity Investments (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Oct 21, 2013 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Oct 24, 2013 to Sep 18, 2026 (12.9 years).
FCOM vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 12.9 years both funds cover.
FCOM vs VTI Performance
Fidelity MSCI Communication Services Index ETF (FCOM) is an ETF from Fidelity Investments (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year FCOM returned -0.51% while VTI returned +16.08%. Year to date, FCOM is down 1.60% versus a gain of 12.30% for VTI.
Over three years, FCOM compounded at +21.58% per year against +21.01% for VTI; over five years the annualized figures are +6.64% and +12.36% respectively. Across the full 13-year window we track, VTI has the edge at +12.24% annualized vs +8.82%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FCOM has been the more volatile fund, with annualized monthly volatility of 17.0% compared with 14.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -46.8% for FCOM and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FCOM charges 0.08% per year while VTI charges 0.03%. On a $10,000 position that is $8 vs $3 annually, a gap of $5 per year that compounds over a long holding period. On income, FCOM currently yields 0.99% against 1.03% for VTI.
Holdings Overlap
96.3% of FCOM's money is in holdings VTI also owns. 9.0% of VTI's money is in holdings FCOM also owns.
Most of FCOM is already inside VTI. Owning both mostly buys the same companies twice.
76 positions in common, counted across the 86 positions we hold weights for in FCOM and 3,463 in VTI, against full books of 92 and 3,543.
What only one of them owns
Our book lists 1,113 positions for VTI that do not appear in our book for FCOM (88.5% of the fund), and 5 for FCOM that do not appear in VTI (2.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in FCOM | Weight in VTI | Difference |
|---|---|---|---|
| METAMeta Platforms Inc | 20.54% | 1.70% | 18.84% |
| GOOGLAlphabet Inc,class A | 14.61% | 2.90% | 11.71% |
| GOOGAlphabet Inc | 8.17% | 2.31% | 5.86% |
| NFLXNetflix, Inc. | 5.44% | 0.42% | 5.02% |
| VZVerizon Communic | 4.87% | 0.24% | 4.63% |
| DISWalt Disney Co | 4.56% | 0.23% | 4.33% |
| TBBAt&t Inc | 4.48% | 0.22% | 4.26% |
| CMCSAComcast Corp-class A Cmcsa | 3.15% | 0.12% | 3.03% |
| TMUST-Mobile Usa Inc Esrw Usd Npv Ref Sm#585558 | 2.77% | 0.10% | 2.67% |
| WBDWarner Bros. Discovery, Inc | 2.67% | 0.09% | 2.58% |
96.3% of FCOM is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FCOM or VTI?
FCOM has an expense ratio of 0.08% while VTI charges 0.03%. VTI is the cheaper option, by $5 a year on a $10,000 investment.
Which performed better, FCOM or VTI?
Over the past year FCOM returned -0.51% vs +16.08% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (13 years), FCOM annualized +8.82% vs +12.24% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FCOM or VTI?
FCOM has been the more volatile fund at 17.0% annualized versus 14.9% for VTI. Worst drawdown: FCOM -46.8% vs VTI -35.0%.
Should I hold both FCOM and VTI?
FCOM and VTI have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FCOM and VTI?
96.3% of FCOM's money is in holdings VTI also owns. 9.0% of VTI's is in holdings FCOM also owns. They hold 76 positions in common, counted across the 86 positions we hold weights for in FCOM and 3,463 in VTI.
Which pays a higher dividend, FCOM or VTI?
FCOM yields 0.99% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than FCOM?
VTI has a lower expense ratio. FCOM led over 3Y, VTI over 1Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 71.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.