FCOM vs VTI
Fidelity MSCI Communication Services Index ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | FCOM | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.08% | 0.03% | |
| AUM | $1.7B | $663.5B | |
| Dividend Yield | 1.01% | 1.07% | |
| Holdings | 92 | 3,543 | |
| YTD Return | -2.62% | +14.20% | |
| 1Y Return | +8.41% | +24.16% | |
| 3Y Return (annualized) | +20.26% | +21.12% | |
| 5Y Return (annualized) | +6.20% | +12.37% | |
| Volatility (annualized) | 17.1% | 15.3% | |
| Max Drawdown | -46.8% | -56.6% | |
| Fund Family | Fidelity Investments (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 21, 2013 | May 24, 2001 |
FCOM vs VTI Performance
Fidelity MSCI Communication Services Index ETF (FCOM) is a ETF from Fidelity Investments (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FCOM returned +8.41% while VTI returned +24.16%. Year to date, FCOM is down 2.62% versus a gain of 14.20% for VTI.
Over three years, FCOM compounded at +20.26% per year against +21.12% for VTI; over five years the annualized figures are +6.20% and +12.37% respectively. Across the full 13-year window we track, FCOM has the edge at +8.81% annualized vs +8.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FCOM has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -46.8% for FCOM and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FCOM charges 0.08% per year while VTI charges 0.03%. On a $10,000 position that is $8 vs $3 annually, a gap of $5 per year that compounds over a long holding period. On income, FCOM currently yields 1.01% against 1.07% for VTI.
Holdings Overlap
FCOM and VTI share 68 holdings out of 2802 unique holdings combined, representing a 8.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FCOM or VTI?
FCOM has an expense ratio of 0.08% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $5 per year of difference.
Which performed better, FCOM or VTI?
Over the past year FCOM returned +8.41% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (13 years), FCOM annualized +8.81% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, FCOM or VTI?
FCOM has been the more volatile fund at 17.1% annualized versus 15.3% for VTI. Worst drawdown: FCOM -46.8% vs VTI -56.6%.
Should I hold both FCOM and VTI?
FCOM and VTI have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FCOM and VTI?
FCOM and VTI share 68 common holdings with a 8.7% weight overlap. Combined, they hold 2802 unique securities.
Which pays a higher dividend, FCOM or VTI?
FCOM yields 1.01% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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