FFLS vs VTI
The Future Fund Long/Short ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | FFLS | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.60% | 0.03% | |
| AUM | $42M | $663.5B | |
| Dividend Yield | 6.55% | 1.07% | |
| Holdings | 52 | 3,543 | |
| YTD Return | +3.49% | +14.16% | |
| 1Y Return | +2.20% | +23.62% | |
| 3Y Return (annualized) | +11.96% | +21.43% | |
| 5Y Return (annualized) | - | +12.33% | |
| Volatility (annualized) | 9.7% | 15.3% | |
| Max Drawdown | -11.1% | -56.6% | |
| Fund Family | The Future Fund | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Jun 20, 2022 | May 24, 2001 |
FFLS vs VTI Performance
The Future Fund Long/Short ETF (FFLS) is a ETF from The Future Fund and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FFLS returned +2.20% while VTI returned +23.62%. Year to date, FFLS is up 3.49% versus a gain of 14.16% for VTI.
Over three years, FFLS compounded at +11.96% per year against +21.43% for VTI. Across the full 3-year window we track, FFLS has the edge at +9.79% annualized vs +8.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 9.7% for FFLS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -11.1% for FFLS and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FFLS charges 1.60% per year while VTI charges 0.03%. On a $10,000 position that is $160 vs $3 annually, a gap of $157 per year that compounds over a long holding period. On income, FFLS currently yields 6.55% against 1.07% for VTI.
Holdings Overlap
FFLS and VTI share 41 holdings out of 2795 unique holdings combined, representing a 17.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FFLS or VTI?
FFLS has an expense ratio of 1.60% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $157 per year of difference.
Which performed better, FFLS or VTI?
Over the past year FFLS returned +2.20% vs +23.62% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), FFLS annualized +9.79% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, FFLS or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 9.7% for FFLS. Worst drawdown: FFLS -11.1% vs VTI -56.6%.
Should I hold both FFLS and VTI?
FFLS and VTI have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FFLS and VTI?
FFLS and VTI share 41 common holdings with a 17.9% weight overlap. Combined, they hold 2795 unique securities.
Which pays a higher dividend, FFLS or VTI?
FFLS yields 6.55% while VTI yields 1.07%, so FFLS currently pays the higher dividend yield.
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