FIFT vs SCHD
HCM Select 50 ETF vs Schwab US Dividend Equity ETF
Which is better, FIFT or SCHD?
SCHD costs less.
SCHD has a lower expense ratio. FIFT is less concentrated, with 21.0% of the fund in its ten largest positions against 41.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FIFT | SCHD |
|---|---|---|
| Expense Ratio | 1.35% | 0.06%Best |
| AUM | $67M | $124.4B |
| Dividend Yield | 0.00% | 2.96% |
| Holdings | 50 | 102 |
| YTD Price Return | - | +30.26% |
| 1Y Price Return | - | +32.70% |
| 3Y Price Return (annualized) | - | +15.25% |
| 5Y Price Return (annualized) | - | +6.48% |
| Volatility (annualized) | - | 14.0% |
| Max Drawdown | - | -33.4% |
| Top 10 Weight | 21.0%Best | 41.3% |
| Fund Family | Howard Capital Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Oct 21, 2026 | Oct 20, 2011 |
Not shown on this pair: $10,000 over the window.
Returns are price returns and exclude distributions, because our data feed carries no adjusted close for FIFT. We have no price series for FIFT, so there is nothing to compare it against. FIFT yields 0.00% and SCHD 2.96% on top.
FIFT vs SCHD Performance
HCM Select 50 ETF (FIFT) is an ETF from Howard Capital Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management.
Fees and Cost Over Time
FIFT charges 1.35% per year while SCHD charges 0.06%. On a $10,000 position that is $135 vs $6 annually, a gap of $129 per year that compounds over a long holding period. On income, FIFT currently yields 0.00% against 2.96% for SCHD.
Holdings Overlap
31.8% of FIFT's money is in holdings SCHD also owns. 29.1% of SCHD's money is in holdings FIFT also owns.
The two portfolios partly overlap.
16 positions in common, counted across the 50 positions we hold weights for in FIFT and 98 in SCHD, against full books of 50 and 102.
What only one of them owns
Measured across the 50 and 98 positions we hold weights for.
SCHD holds 80 positions FIFT does not, 66.0% of the fund.
Largest: PG 4.30%, KO 4.22%, HD 4.16%, COP 4.15%, AMGN 4.08%
Top Shared Holdings
| Stock | Weight in FIFT | Weight in SCHD | Difference |
|---|---|---|---|
| CVXChevron Corp. | 2.00% | 4.17% | 2.17% |
| ACNAccenture Plc | 1.99% | 3.76% | 1.77% |
| VZVerizon Communications Inc Com Usd1 | 1.98% | 3.48% | 1.50% |
| MOAltria Group Inc. | 2.02% | 3.03% | 1.01% |
| BMYBristol-Myers Squibb Co. | 1.98% | 3.03% | 1.05% |
| CMCSAComcast Corp. Class A | 2.04% | 1.99% | 0.05% |
| UPSUnited Parcel Service, Inc | 2.09% | 1.93% | 0.16% |
| EOGEog Resources Inc | 1.98% | 1.95% | 0.03% |
| OKEOneok | 1.99% | 1.37% | 0.62% |
| FFord Motor Co. | 1.98% | 1.16% | 0.82% |
31.8% of FIFT is already inside SCHD.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FIFT or SCHD?
FIFT has an expense ratio of 1.35% while SCHD charges 0.06%. SCHD is the cheaper option, by $129 a year on a $10,000 investment.
What is the holdings overlap between FIFT and SCHD?
31.8% of FIFT's money is in holdings SCHD also owns. 29.1% of SCHD's is in holdings FIFT also owns. They hold 16 positions in common, counted across the 50 positions we hold weights for in FIFT and 98 in SCHD.
Which pays a higher dividend, FIFT or SCHD?
FIFT yields 0.00% while SCHD yields 2.96%, so SCHD currently pays the higher dividend yield.
Is SCHD better than FIFT?
SCHD has a lower expense ratio. FIFT is less concentrated, with 21.0% of the fund in its ten largest positions against 41.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.