FIFT vs VTI
HCM Select 50 ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FIFT or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. FIFT is less concentrated, with 21.0% of the fund in its ten largest positions against 34.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FIFT | VTI |
|---|---|---|
| Expense Ratio | 1.35% | 0.03%Best |
| AUM | $67M | $689.2B |
| Dividend Yield | 0.00% | 1.06% |
| Holdings | 50 | 3,542 |
| YTD Price Return | - | +10.35% |
| 1Y Price Return | - | +12.49% |
| 3Y Price Return (annualized) | - | +18.67% |
| 5Y Price Return (annualized) | - | +8.96% |
| Volatility (annualized) | - | 15.3% |
| Max Drawdown | - | -56.6% |
| Top 10 Weight | 21.0%Best | 34.6% |
| Fund Family | Howard Capital Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 21, 2026 | May 24, 2001 |
Not shown on this pair: $10,000 over the window.
Returns are price returns and exclude distributions, because our data feed carries no adjusted close for FIFT. We have no price series for FIFT, so there is nothing to compare it against. FIFT yields 0.00% and VTI 1.06% on top.
FIFT vs VTI Performance
HCM Select 50 ETF (FIFT) is an ETF from Howard Capital Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US).
Fees and Cost Over Time
FIFT charges 1.35% per year while VTI charges 0.03%. On a $10,000 position that is $135 vs $3 annually, a gap of $132 per year that compounds over a long holding period. On income, FIFT currently yields 0.00% against 1.06% for VTI.
Holdings Overlap
96.9% of FIFT's money is in holdings VTI also owns. 3.7% of VTI's money is in holdings FIFT also owns.
Most of FIFT is already inside VTI. Owning both mostly buys the same companies twice.
49 positions in common, counted across the 50 positions we hold weights for in FIFT and 3,469 in VTI, against full books of 50 and 3,542.
What only one of them owns
Measured across the 50 and 3,469 positions we hold weights for.
VTI holds 1,085 positions FIFT does not, 92.2% of the fund.
Largest: NVDA 7.13%, AAPL 6.63%, MSFT 5.19%, AMZN 3.30%, GOOGL 2.76%
Top Shared Holdings
| Stock | Weight in FIFT | Weight in VTI | Difference |
|---|---|---|---|
| CVXChevron Corp. | 2.00% | 0.52% | 1.48% |
| GENGen Digital Inc | 2.32% | 0.02% | 2.30% |
| DOWDow Inc. | 2.22% | 0.03% | 2.19% |
| VZVerizon Communications Inc Com Usd1 | 1.98% | 0.26% | 1.72% |
| PFEPfizer, Inc. | 1.98% | 0.22% | 1.76% |
| UPSUnited Parcel Service, Inc | 2.09% | 0.10% | 1.99% |
| MOAltria Group Inc. | 2.02% | 0.15% | 1.87% |
| CMCSAComcast Corp. Class A | 2.04% | 0.11% | 1.93% |
| BMYBristol-Myers Squibb Co. | 1.98% | 0.17% | 1.81% |
| DUKDuke Energy Corp. | 2.02% | 0.12% | 1.90% |
96.9% of FIFT is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FIFT or VTI?
FIFT has an expense ratio of 1.35% while VTI charges 0.03%. VTI is the cheaper option, by $132 a year on a $10,000 investment.
What is the holdings overlap between FIFT and VTI?
96.9% of FIFT's money is in holdings VTI also owns. 3.7% of VTI's is in holdings FIFT also owns. They hold 49 positions in common, counted across the 50 positions we hold weights for in FIFT and 3,469 in VTI.
Which pays a higher dividend, FIFT or VTI?
FIFT yields 0.00% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than FIFT?
VTI has a lower expense ratio. FIFT is less concentrated, with 21.0% of the fund in its ten largest positions against 34.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.