FIFT vs SPY
HCM Select 50 ETF vs State Street SPDR S&P 500 ETF Trust
Which is better, FIFT or SPY?
Large Cap Value against Large Cap Blend.
SPY has a lower expense ratio. FIFT is less concentrated, with 21.0% of the fund in its ten largest positions against 37.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FIFT | SPY |
|---|---|---|
| Expense Ratio | 1.35% | 0.09%Best |
| AUM | $67M | $797.9B |
| Dividend Yield | 0.00% | 1.00% |
| Holdings | 50 | 504 |
| YTD Price Return | - | +10.42% |
| 1Y Price Return | - | +12.25% |
| 3Y Price Return (annualized) | - | +18.92% |
| 5Y Price Return (annualized) | - | +10.06% |
| Volatility (annualized) | - | 15.2% |
| Max Drawdown | - | -56.5% |
| Top 10 Weight | 21.0%Best | 37.1% |
| Fund Family | Howard Capital Management | State Street Investment Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 21, 2026 | Jan 22, 1993 |
Not shown on this pair: $10,000 over the window.
Returns are price returns and exclude distributions, because our data feed carries no adjusted close for FIFT. We have no price series for FIFT, so there is nothing to compare it against. FIFT yields 0.00% and SPY 1.00% on top.
FIFT vs SPY Performance
HCM Select 50 ETF (FIFT) is an ETF from Howard Capital Management and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management.
Fees and Cost Over Time
FIFT charges 1.35% per year while SPY charges 0.09%. On a $10,000 position that is $135 vs $9 annually, a gap of $126 per year that compounds over a long holding period. On income, FIFT currently yields 0.00% against 1.00% for SPY.
Holdings Overlap
99.0% of FIFT's money is in holdings SPY also owns. 4.7% of SPY's money is in holdings FIFT also owns.
Most of FIFT is already inside SPY. Owning both mostly buys the same companies twice.
50 positions in common, counted across the 50 positions we hold weights for in FIFT and 502 in SPY, against full books of 50 and 504.
What only one of them owns
Measured across the 50 and 502 positions we hold weights for.
SPY holds 450 positions FIFT does not, 95.0% of the fund.
Largest: AAPL 7.60%, NVDA 7.52%, MSFT 5.79%, AMZN 3.71%, GOOGL 2.52%
Top Shared Holdings
| Stock | Weight in FIFT | Weight in SPY | Difference |
|---|---|---|---|
| CVXChevron Corp. | 2.00% | 0.69% | 1.31% |
| GENGen Digital Inc | 2.32% | 0.02% | 2.30% |
| VZVerizon Communications Inc Com Usd1 | 1.98% | 0.29% | 1.69% |
| DOWDow Inc. | 2.22% | 0.04% | 2.18% |
| PFEPfizer, Inc. | 1.98% | 0.27% | 1.71% |
| ACNAccenture Plc | 1.99% | 0.25% | 1.74% |
| MOAltria Group Inc. | 2.02% | 0.20% | 1.82% |
| UPSUnited Parcel Service, Inc | 2.09% | 0.13% | 1.96% |
| BMYBristol-Myers Squibb Co. | 1.98% | 0.20% | 1.78% |
| CMCSAComcast Corp. Class A | 2.04% | 0.13% | 1.91% |
99.0% of FIFT is already inside SPY.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FIFT or SPY?
FIFT has an expense ratio of 1.35% while SPY charges 0.09%. SPY is the cheaper option, by $126 a year on a $10,000 investment.
What is the holdings overlap between FIFT and SPY?
99.0% of FIFT's money is in holdings SPY also owns. 4.7% of SPY's is in holdings FIFT also owns. They hold 50 positions in common, counted across the 50 positions we hold weights for in FIFT and 502 in SPY.
Which pays a higher dividend, FIFT or SPY?
FIFT yields 0.00% while SPY yields 1.00%, so SPY currently pays the higher dividend yield.
Is SPY better than FIFT?
SPY has a lower expense ratio. FIFT is less concentrated, with 21.0% of the fund in its ten largest positions against 37.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.