FIZY vs SCHD
Fitz-Gerald Must Have Portfolio and Options Overlay ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | FIZY | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.01% | 0.06% | |
| AUM | $9M | $112.2B | |
| Dividend Yield | - | 3.13% | |
| Holdings | 31 | 103 | |
| YTD Return | +0.32% | +27.89% | |
| 1Y Return | - | +29.93% | |
| 3Y Return (annualized) | - | +16.13% | |
| 5Y Return (annualized) | - | +10.00% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -3.8% | -33.4% | |
| Fund Family | XFunds | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Aug 3, 2026 | Oct 20, 2011 |
FIZY vs SCHD Performance
Fitz-Gerald Must Have Portfolio and Options Overlay ETF (FIZY) is a ETF from XFunds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, FIZY is up 0.32% versus a gain of 27.89% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -3.8% for FIZY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
FIZY charges 1.01% per year while SCHD charges 0.06%. On a $10,000 position that is $101 vs $6 annually, a gap of $95 per year that compounds over a long holding period.
Holdings Overlap
FIZY and SCHD share 3 holdings out of 128 unique holdings combined, representing a 7.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FIZY or SCHD?
FIZY has an expense ratio of 1.01% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $95 per year of difference.
What is the holdings overlap between FIZY and SCHD?
FIZY and SCHD share 3 common holdings with a 7.7% weight overlap. Combined, they hold 128 unique securities.
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