FIZY vs SCHD
Fitz-Gerald Must Have Portfolio and Options Overlay ETF vs Schwab US Dividend Equity ETF
Which is better, FIZY or SCHD?
Option Writing against Large Cap Value.
SCHD has a lower expense ratio. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 48.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FIZY | SCHD |
|---|---|---|
| Expense Ratio | 1.01% | 0.06%Best |
| AUM | $9M | $112.1B |
| Dividend Yield | 0.54% | 3.00% |
| Holdings | 29 | 103 |
| YTD Return | +2.24% | +23.68%Best |
| 1Y Return | - | +28.36% |
| 3Y Return (annualized) | - | +16.20% |
| 5Y Return (annualized) | - | +10.07% |
| Top 10 Weight | 48.6% | 41.8%Best |
| Fund Family | XFunds | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Value |
| Inception | Aug 3, 2026 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
FIZY vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
FIZY vs SCHD Performance
Fitz-Gerald Must Have Portfolio and Options Overlay ETF (FIZY) is an ETF from XFunds and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, FIZY is up 2.24% versus a gain of 23.68% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
FIZY charges 1.01% per year while SCHD charges 0.06%. On a $10,000 position that is $101 vs $6 annually, a gap of $95 per year that compounds over a long holding period. On income, FIZY currently yields 0.54% against 3.00% for SCHD.
Holdings Overlap
9.2% of FIZY's money is in holdings SCHD also owns. 10.6% of SCHD's money is in holdings FIZY also owns.
SCHD and FIZY share little of their money.
3 positions in common, counted across the 29 positions we hold weights for in FIZY and 100 in SCHD, against full books of 29 and 103.
What only one of them owns
Measured across the 29 and 100 positions we hold weights for.
SCHD holds 96 positions FIZY does not, 89.3% of the fund.
Largest: MRK 4.77%, AMGN 4.70%, ABT 4.69%, KO 4.17%, VZ 3.97%
You are not choosing between two funds in isolation.
Whichever of FIZY and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FIZY or SCHD?
FIZY has an expense ratio of 1.01% while SCHD charges 0.06%. SCHD is the cheaper option, by $95 a year on a $10,000 investment.
What is the holdings overlap between FIZY and SCHD?
10.6% of SCHD's money is in holdings FIZY also owns. 10.6% of SCHD's is in holdings FIZY also owns. They hold 3 positions in common, counted across the 29 positions we hold weights for in FIZY and 100 in SCHD.
Which pays a higher dividend, FIZY or SCHD?
FIZY yields 0.54% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than FIZY?
SCHD has a lower expense ratio. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 48.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.