FIZY vs QQQ

FIZY vs QQQ
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Quick Verdict

QQQ has a lower expense ratio. QQQ offers more diversification with 107 holdings.

Lower Fees: QQQHigher Returns: TiedMore Diversified: QQQ

Side-by-Side Comparison

MetricFIZYQQQWinner
Expense Ratio1.01%0.18%
AUM$9M$486.1B
Dividend Yield-0.44%
Holdings31107
YTD Return+0.32%+17.18%
1Y Return-+27.33%
3Y Return (annualized)-+24.55%
5Y Return (annualized)-+14.22%
Volatility (annualized)-30.6%
Max Drawdown-3.8%-83.0%
Fund FamilyXFundsInvesco (US)
CategoryAlternativeEquity
InceptionAug 3, 2026Mar 10, 1999

FIZY vs QQQ Performance

Fitz-Gerald Must Have Portfolio and Options Overlay ETF (FIZY) is a ETF from XFunds and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Year to date, FIZY is up 0.32% versus a gain of 17.18% for QQQ.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -3.8% for FIZY and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

FIZY charges 1.01% per year while QQQ charges 0.18%. On a $10,000 position that is $101 vs $18 annually, a gap of $83 per year that compounds over a long holding period.

Holdings Overlap

36.8%overlap

FIZY and QQQ share 17 holdings out of 116 unique holdings combined, representing a 36.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FIZYWeight in QQQDifference
NVDA5.55%8.44%2.89%
AAPL4.86%7.27%2.41%
MSFT3.96%5.76%1.80%
PLTRProProPro
AMDProProPro
TSLAProProPro
AVGOProProPro
AMZNProProPro
WMTProProPro
CRWDProProPro
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Frequently Asked Questions

Which is cheaper, FIZY or QQQ?

FIZY has an expense ratio of 1.01% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $83 per year of difference.

What is the holdings overlap between FIZY and QQQ?

FIZY and QQQ share 17 common holdings with a 36.8% weight overlap. Combined, they hold 116 unique securities.

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