FIZY vs SPY
Fitz-Gerald Must Have Portfolio and Options Overlay ETF vs State Street SPDR S&P 500 ETF Trust
Which is better, FIZY or SPY?
Option Writing against Large Cap Blend.
SPY has a lower expense ratio. SPY is less concentrated, with 38.2% of the fund in its ten largest positions against 49.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FIZY | SPY |
|---|---|---|
| Expense Ratio | 1.01% | 0.09%Best |
| AUM | $12M | $811.2B |
| Dividend Yield | 0.54% | 0.98% |
| Holdings | 30 | 1,515 |
| YTD Return | +2.78% | +13.54%Best |
| 1Y Return | - | +16.25% |
| 3Y Return (annualized) | - | +23.72% |
| 5Y Return (annualized) | - | +13.95% |
| Top 10 Weight | 49.0% | 38.2%Best |
| Fund Family | XFunds | State Street Investment Management |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Blend |
| Inception | Aug 3, 2026 | Jan 22, 1993 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
FIZY vs SPY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
FIZY vs SPY Performance
Fitz-Gerald Must Have Portfolio and Options Overlay ETF (FIZY) is an ETF from XFunds and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Year to date, FIZY is up 2.78% versus a gain of 13.54% for SPY.
Past performance does not guarantee future results.
Fees and Cost Over Time
FIZY charges 1.01% per year while SPY charges 0.09%. On a $10,000 position that is $101 vs $9 annually, a gap of $92 per year that compounds over a long holding period. On income, FIZY currently yields 0.54% against 0.98% for SPY.
Holdings Overlap
89.9% of FIZY's money is in holdings SPY also owns. 43.4% of SPY's money is in holdings FIZY also owns.
Most of FIZY is already inside SPY. Owning both mostly buys the same companies twice.
25 positions in common, counted across the 30 positions we hold weights for in FIZY and 504 in SPY, against full books of 30 and 1,515.
What only one of them owns
Measured across the 30 and 504 positions we hold weights for.
SPY holds 472 positions FIZY does not, 55.8% of the fund.
Largest: GOOGL 3.12%, META 2.22%, BRK.B 1.44%, JNJ 0.98%, V 0.95%
Top Shared Holdings
| Stock | Weight in FIZY | Weight in SPY | Difference |
|---|---|---|---|
| NVDANvidia Corp | 5.62% | 7.78% | 2.16% |
| AAPLApple, Inc | 5.52% | 7.45% | 1.93% |
| MSFTMicrosoft Corp | 4.13% | 5.71% | 1.58% |
| PLTRPalantir Technologies Inc | 6.22% | 0.61% | 5.61% |
| TSLATesla Inc | 4.93% | 1.54% | 3.39% |
| AVGOBroadcom Inc | 3.45% | 2.48% | 0.97% |
| AMDAdvanced Micro Devices Inc | 4.51% | 1.22% | 3.29% |
| AMZNAmazon.Com Inc | 1.94% | 3.78% | 1.84% |
| JPMJpmorgan Chase | 4.24% | 1.43% | 2.81% |
| LLYEli Lilly & Co. | 3.99% | 1.37% | 2.62% |
89.9% of FIZY is already inside SPY.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FIZY or SPY?
FIZY has an expense ratio of 1.01% while SPY charges 0.09%. SPY is the cheaper option, by $92 a year on a $10,000 investment.
What is the holdings overlap between FIZY and SPY?
89.9% of FIZY's money is in holdings SPY also owns. 43.4% of SPY's is in holdings FIZY also owns. They hold 25 positions in common, counted across the 30 positions we hold weights for in FIZY and 504 in SPY.
Which pays a higher dividend, FIZY or SPY?
FIZY yields 0.54% while SPY yields 0.98%, so SPY currently pays the higher dividend yield.
Is SPY better than FIZY?
SPY has a lower expense ratio. SPY is less concentrated, with 38.2% of the fund in its ten largest positions against 49.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.