FIZY vs IVV

FIZY vs IVV
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Quick Verdict

IVV has a lower expense ratio. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: TiedMore Diversified: IVV

Side-by-Side Comparison

MetricFIZYIVVWinner
Expense Ratio1.01%0.03%
AUM$9M$886.7B
Dividend Yield-1.10%
Holdings31508
YTD Return+0.32%+12.92%
1Y Return-+21.22%
3Y Return (annualized)-+20.95%
5Y Return (annualized)-+12.76%
Volatility (annualized)-15.1%
Max Drawdown-3.8%-56.5%
Fund FamilyXFundsiShares by BlackRock (US)
CategoryAlternativeEquity
InceptionAug 3, 2026May 15, 2000

FIZY vs IVV Performance

Fitz-Gerald Must Have Portfolio and Options Overlay ETF (FIZY) is a ETF from XFunds and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Year to date, FIZY is up 0.32% versus a gain of 12.92% for IVV.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -3.8% for FIZY and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

FIZY charges 1.01% per year while IVV charges 0.03%. On a $10,000 position that is $101 vs $3 annually, a gap of $98 per year that compounds over a long holding period.

Holdings Overlap

34.4%overlap

FIZY and IVV share 26 holdings out of 510 unique holdings combined, representing a 34.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FIZYWeight in IVVDifference
NVDA5.55%7.98%2.43%
AAPL4.86%6.86%2.00%
MSFT3.96%5.44%1.48%
PLTRProProPro
AVGOProProPro
AMZNProProPro
TSLAProProPro
AMDProProPro
LLYProProPro
CRWDProProPro
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Frequently Asked Questions

Which is cheaper, FIZY or IVV?

FIZY has an expense ratio of 1.01% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $98 per year of difference.

What is the holdings overlap between FIZY and IVV?

FIZY and IVV share 26 common holdings with a 34.4% weight overlap. Combined, they hold 510 unique securities.

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