FIZY vs VOO

FIZY vs VOO
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Quick Verdict

VOO has a lower expense ratio. VOO offers more diversification with 509 holdings.

Lower Fees: VOOHigher Returns: TiedMore Diversified: VOO

Side-by-Side Comparison

MetricFIZYVOOWinner
Expense Ratio1.01%0.03%
AUM$9M$997.4B
Dividend Yield-1.08%
Holdings31509
YTD Return+0.32%+12.87%
1Y Return-+21.15%
3Y Return (annualized)-+20.93%
5Y Return (annualized)-+12.76%
Volatility (annualized)-14.1%
Max Drawdown-3.8%-34.3%
Fund FamilyXFundsVanguard (US)
CategoryAlternativeEquity
InceptionAug 3, 2026Sep 7, 2010

FIZY vs VOO Performance

Fitz-Gerald Must Have Portfolio and Options Overlay ETF (FIZY) is a ETF from XFunds and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Year to date, FIZY is up 0.32% versus a gain of 12.87% for VOO.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -3.8% for FIZY and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

FIZY charges 1.01% per year while VOO charges 0.03%. On a $10,000 position that is $101 vs $3 annually, a gap of $98 per year that compounds over a long holding period.

Holdings Overlap

34.7%overlap

FIZY and VOO share 26 holdings out of 510 unique holdings combined, representing a 34.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FIZYWeight in VOODifference
NVDA5.55%7.51%1.96%
AAPL4.86%6.59%1.73%
MSFT3.96%4.30%0.34%
PLTRProProPro
AVGOProProPro
TSLAProProPro
AMDProProPro
LLYProProPro
AMZNProProPro
CRWDProProPro
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Frequently Asked Questions

Which is cheaper, FIZY or VOO?

FIZY has an expense ratio of 1.01% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $98 per year of difference.

What is the holdings overlap between FIZY and VOO?

FIZY and VOO share 26 common holdings with a 34.7% weight overlap. Combined, they hold 510 unique securities.

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