FIZY vs VTI

FIZY vs VTI

Which is better, FIZY or VTI?

Option Writing against Large Cap Blend.

VTI has a lower expense ratio.

Lower Fees: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFIZYVTI
Expense Ratio1.01%0.03%Best
AUM$15M$689.2B
Dividend Yield2.94%1.06%
Holdings1923,542
YTD Return+2.78%+12.23%Best
1Y Return-+12.74%
3Y Return (annualized)-+21.44%
5Y Return (annualized)-+10.83%
Fund FamilyXFundsVanguard (US)
CategoryAlternativeEquity
StyleOption WritingLarge Cap Blend
InceptionAug 3, 2026May 24, 2001

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

FIZY vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

FIZY vs VTI Performance

Fitz-Gerald Must Have Portfolio and Options Overlay ETF (FIZY) is an ETF from XFunds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, FIZY is up 2.78% versus a gain of 12.23% for VTI.

Past performance does not guarantee future results.

Fees and Cost Over Time

FIZY charges 1.01% per year while VTI charges 0.03%. On a $10,000 position that is $101 vs $3 annually, a gap of $98 per year that compounds over a long holding period. On income, FIZY currently yields 2.94% against 1.06% for VTI.

You are not choosing between two funds in isolation.

Whichever of FIZY and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

FIZYVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FIZY or VTI?

FIZY has an expense ratio of 1.01% while VTI charges 0.03%. VTI is the cheaper option, by $98 a year on a $10,000 investment.

Which pays a higher dividend, FIZY or VTI?

FIZY yields 2.94% while VTI yields 1.06%, so FIZY currently pays the higher dividend yield.

Is VTI better than FIZY?

VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.