FIZY vs VTI
Fitz-Gerald Must Have Portfolio and Options Overlay ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | FIZY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.01% | 0.03% | |
| AUM | $9M | $666.9B | |
| Dividend Yield | - | 1.07% | |
| Holdings | 31 | 3,543 | |
| YTD Return | +0.32% | +13.12% | |
| 1Y Return | - | +21.07% | |
| 3Y Return (annualized) | - | +20.54% | |
| 5Y Return (annualized) | - | +11.71% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -3.8% | -56.6% | |
| Fund Family | XFunds | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Aug 3, 2026 | May 24, 2001 |
FIZY vs VTI Performance
Fitz-Gerald Must Have Portfolio and Options Overlay ETF (FIZY) is a ETF from XFunds and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, FIZY is up 0.32% versus a gain of 13.12% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -3.8% for FIZY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
FIZY charges 1.01% per year while VTI charges 0.03%. On a $10,000 position that is $101 vs $3 annually, a gap of $98 per year that compounds over a long holding period.
Holdings Overlap
FIZY and VTI share 28 holdings out of 2790 unique holdings combined, representing a 33.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FIZY or VTI?
FIZY has an expense ratio of 1.01% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $98 per year of difference.
What is the holdings overlap between FIZY and VTI?
FIZY and VTI share 28 common holdings with a 33.0% weight overlap. Combined, they hold 2790 unique securities.
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