FMCX vs VTI

FMCX vs VTI

Which is better, FMCX or VTI?

Nearly the same fund. VTI costs less.

VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.97.

Lower Fees: VTIHigher Returns: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFMCXVTI
Expense Ratio0.72%0.03%Best
AUM$120M$666.9B
Dividend Yield0.29%1.03%
Holdings323,543
YTD Return+5.51%+12.34%Best
1Y Return+6.34%+18.37%Best
3Y Return (annualized)+14.06%+20.62%Best
5Y Return (annualized)-+11.68%
Volatility (annualized)15.6%15.4%Best
Max Drawdown-18.5%Best-19.3%
$10,000 over 4.4 years$14,938$18,588Best
Fund FamilyFirst ManhattanVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionApr 22, 2022May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 4.4 years row, are measured over the window both funds cover: Apr 25, 2022 to Sep 9, 2026 (4.4 years).

FMCX vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.4 years both funds cover.

FMCX vs VTI Performance

FM Focus Equity ETF (FMCX) is an ETF from First Manhattan and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year FMCX returned +6.34% while VTI returned +18.37%. Year to date, FMCX is up 5.51% versus a gain of 12.34% for VTI.

Over three years, FMCX compounded at +14.06% per year against +20.62% for VTI. Across the full 4-year window we track, VTI has the edge at +15.13% annualized vs +9.55%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FMCX has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.5% for FMCX and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

FMCX charges 0.72% per year while VTI charges 0.03%. On a $10,000 position that is $72 vs $3 annually, a gap of $69 per year that compounds over a long holding period. On income, FMCX currently yields 0.29% against 1.03% for VTI.

Holdings Overlap

FMCX already in VTI82.1%

At least 82.1% of FMCX's money is in holdings VTI also owns.

Stated as a floor: for VTI, our book for it covers 92.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

Most of FMCX is already inside VTI. Owning both mostly buys the same companies twice.

28 positions in common, counted across the 32 positions we hold weights for in FMCX and 2,787 in VTI, against full books of 32 and 3,543.

Top Shared Holdings

StockWeight in FMCXWeight in VTIDifference
MSFTMicrosoft Corp6.63%3.81%2.82%
NVDANvidia Corp.1.93%6.32%4.39%
AMZNAmazon.Com Inc4.87%3.17%1.70%
AVGOBroadcom Inc3.83%2.46%1.37%
GEGeneral Electric Co.5.69%0.54%5.15%
INTCIntel Corporation5.38%0.77%4.61%
KKRKkr & Co. Inc. Class a5.21%0.08%5.13%
HONHoneywell International Inc.4.41%0.10%4.31%
GOOGAlphabet Inc. C1.61%2.27%0.66%
ORLYO'Eilly Automotive, Inc.3.56%0.10%3.46%

82.1% of FMCX is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

FMCXVTI

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Frequently Asked Questions

Which is cheaper, FMCX or VTI?

FMCX has an expense ratio of 0.72% while VTI charges 0.03%. VTI is the cheaper option, by $69 a year on a $10,000 investment.

Which performed better, FMCX or VTI?

Over the past year FMCX returned +6.34% vs +18.37% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), FMCX annualized +9.55% vs +15.13% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FMCX or VTI?

FMCX has been the more volatile fund at 15.6% annualized versus 15.4% for VTI. Worst drawdown: FMCX -18.5% vs VTI -19.3%.

Should I hold both FMCX and VTI?

FMCX and VTI have a monthly-return correlation of 0.97, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between FMCX and VTI?

At least 82.1% of FMCX's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 28 positions in common, counted across the 32 positions we hold weights for in FMCX and 2,787 in VTI.

Which pays a higher dividend, FMCX or VTI?

FMCX yields 0.29% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than FMCX?

VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.97. Which one suits a particular account depends on what it is for. This is information, not a recommendation.