FNDB vs VXUS
Schwab Fundamental US Broad Market ETF vs Vanguard Total International Stock ETF
Which is better, FNDB or VXUS?
Large Cap Value against Large Cap Blend.
VXUS has a lower expense ratio. FNDB led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FNDB | VXUS |
|---|---|---|
| Expense Ratio | 0.25% | 0.05%Best |
| AUM | $1.5B | $158.1B |
| Dividend Yield | 1.41% | 2.51% |
| Holdings | 1,629 | 8,747 |
| YTD Return | +16.66%Best | +12.88% |
| 1Y Return | +22.35%Best | +19.97% |
| 3Y Return (annualized) | +20.61%Best | +20.14% |
| 5Y Return (annualized) | +13.24%Best | +8.87% |
| Volatility (annualized) | 15.2% | 14.5%Best |
| Max Drawdown | -38.2%Best | -39.9% |
| $10,000 over 5 years | $18,621Best | $15,295 |
| Fund Family | Charles Schwab Asset Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Aug 15, 2013 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Aug 15, 2013 to Sep 23, 2026 (13.1 years).
FNDB vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 13.1 years both funds cover.
FNDB vs VXUS Performance
Schwab Fundamental US Broad Market ETF (FNDB) is an ETF from Charles Schwab Asset Management and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year FNDB returned +22.35% while VXUS returned +19.97%. Year to date, FNDB is up 16.66% versus a gain of 12.88% for VXUS.
Over three years, FNDB compounded at +20.61% per year against +20.14% for VXUS; over five years the annualized figures are +13.24% and +8.87% respectively. Across the full 13-year window we track, FNDB has the edge at +11.54% annualized vs +5.77%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FNDB has been the more volatile fund, with annualized monthly volatility of 15.2% compared with 14.5% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -38.2% for FNDB and -39.9% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FNDB charges 0.25% per year while VXUS charges 0.05%. On a $10,000 position that is $25 vs $5 annually, a gap of $20 per year that compounds over a long holding period. On income, FNDB currently yields 1.41% against 2.51% for VXUS.
Holdings Overlap
At least 0.9% of FNDB's money is in holdings VXUS also owns.
Stated as a floor: for VXUS, our book for it covers 88.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
19 positions in common, counted across the 1,622 positions we hold weights for in FNDB and 8,082 in VXUS, against full books of 1,629 and 8,747.
Top Shared Holdings
| Stock | Weight in FNDB | Weight in VXUS | Difference |
|---|---|---|---|
| MKLMarkel Group Inc | 0.04% | 0.76% | 0.72% |
| KRKroger Co. | 0.19% | 0.00% | 0.19% |
| STX:IESeagate Technolo | 0.15% | 0.00% | 0.15% |
| HALHalliburton Co. | 0.11% | 0.02% | 0.09% |
| APA:AUApa Group | 0.11% | 0.02% | 0.09% |
| RKT:LNReckitt Benckiser Group | 0.02% | 0.10% | 0.08% |
| HBANHuntington Bancshares Inc./Oh | 0.07% | 0.05% | 0.02% |
| SRESempra Common Stock | 0.10% | 0.00% | 0.10% |
| AD:ASKoninklijke Ahold Delhaize Nv | 0.00% | 0.08% | 0.08% |
| JHX:AUJames Hardie Industries Plc Sponsored Adr (1 Ads : 1 Ordinary) | 0.02% | 0.03% | 0.01% |
You are not choosing between two funds in isolation.
Whichever of FNDB and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FNDB or VXUS?
FNDB has an expense ratio of 0.25% while VXUS charges 0.05%. VXUS is the cheaper option, by $20 a year on a $10,000 investment.
Which performed better, FNDB or VXUS?
Over the past year FNDB returned +22.35% vs +19.97% for VXUS, so FNDB leads on 1-year performance. Over the longest common window we track (13 years), FNDB annualized +11.54% vs +5.77% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FNDB or VXUS?
FNDB has been the more volatile fund at 15.2% annualized versus 14.5% for VXUS. Worst drawdown: FNDB -38.2% vs VXUS -39.9%.
Should I hold both FNDB and VXUS?
FNDB and VXUS have a monthly-return correlation of 0.85, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FNDB or VXUS?
FNDB yields 1.41% while VXUS yields 2.51%, so VXUS currently pays the higher dividend yield.
Is VXUS better than FNDB?
VXUS has a lower expense ratio. FNDB led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.