FNDB vs VYM
Schwab Fundamental US Broad Market ETF vs Vanguard High Dividend Yield ETF
Which is better, FNDB or VYM?
Nearly the same fund. VYM costs less.
VYM has a lower expense ratio. FNDB led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.97. FNDB is less concentrated, with 19.5% of the fund in its ten largest positions against 26.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FNDB | VYM |
|---|---|---|
| Expense Ratio | 0.25% | 0.04%Best |
| AUM | $1.5B | $81.6B |
| Dividend Yield | 1.41% | 2.22% |
| Holdings | 1,629 | 613 |
| YTD Return | +16.44%Best | +9.71% |
| 1Y Return | +22.35%Best | +13.77% |
| 3Y Return (annualized) | +20.51%Best | +17.30% |
| 5Y Return (annualized) | +13.15%Best | +11.45% |
| Volatility (annualized) | 15.2% | 13.5%Best |
| Max Drawdown | -38.2% | -35.7%Best |
| $10,000 over 5 years | $18,547Best | $17,195 |
| Top 10 Weight | 19.5%Best | 26.1% |
| Fund Family | Charles Schwab Asset Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Aug 15, 2013 | Nov 10, 2006 |
Volatility and max drawdown are measured over the window both funds cover: Aug 15, 2013 to Sep 24, 2026 (13.1 years).
FNDB vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 13.1 years both funds cover.
FNDB vs VYM Performance
Schwab Fundamental US Broad Market ETF (FNDB) is an ETF from Charles Schwab Asset Management and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year FNDB returned +22.35% while VYM returned +13.77%. Year to date, FNDB is up 16.44% versus a gain of 9.71% for VYM.
Over three years, FNDB compounded at +20.51% per year against +17.30% for VYM; over five years the annualized figures are +13.15% and +11.45% respectively. Across the full 13-year window we track, FNDB has the edge at +11.52% annualized vs +9.25%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FNDB has been the more volatile fund, with annualized monthly volatility of 15.2% compared with 13.5% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -38.2% for FNDB and -35.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
FNDB charges 0.25% per year while VYM charges 0.04%. On a $10,000 position that is $25 vs $4 annually, a gap of $21 per year that compounds over a long holding period. On income, FNDB currently yields 1.41% against 2.22% for VYM.
Holdings Overlap
54.5% of FNDB's money is in holdings VYM also owns. 94.8% of VYM's money is in holdings FNDB also owns.
Most of VYM is already inside FNDB. Owning both mostly buys the same companies twice.
520 positions in common, counted across the 1,622 positions we hold weights for in FNDB and 557 in VYM, against full books of 1,629 and 613.
What only one of them owns
Our book lists 25 positions for VYM that do not appear in our book for FNDB (2.3% of the fund), and 784 for FNDB that do not appear in VYM (43.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in FNDB | Weight in VYM | Difference |
|---|---|---|---|
| AVGOBroadcom Inc | 0.45% | 7.35% | 6.90% |
| JPMJpmorgan Chase | 1.52% | 3.82% | 2.30% |
| XOMExxon Mobil Corp. | 2.21% | 2.63% | 0.42% |
| JNJJohnson & Johnson - Common | 0.99% | 2.51% | 1.52% |
| CVXChevron Corp | 1.48% | 1.48% | 0.00% |
| UNHUnitedhealth Group Incorporated | 1.35% | 1.52% | 0.17% |
| BACBank of America Corp.: Financials | 0.95% | 1.66% | 0.71% |
| CSCOCisco Systems Inc. - Ordinary Shares | 0.68% | 1.86% | 1.18% |
| ABBVAbbvie Inc. | 0.60% | 1.80% | 1.20% |
| MRKMerck & Company Inc | 0.74% | 1.31% | 0.57% |
94.8% of VYM is already inside FNDB.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FNDB or VYM?
FNDB has an expense ratio of 0.25% while VYM charges 0.04%. VYM is the cheaper option, by $21 a year on a $10,000 investment.
Which performed better, FNDB or VYM?
Over the past year FNDB returned +22.35% vs +13.77% for VYM, so FNDB leads on 1-year performance. Over the longest common window we track (13 years), FNDB annualized +11.52% vs +9.25% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FNDB or VYM?
FNDB has been the more volatile fund at 15.2% annualized versus 13.5% for VYM. Worst drawdown: FNDB -38.2% vs VYM -35.7%.
Should I hold both FNDB and VYM?
FNDB and VYM have a monthly-return correlation of 0.97, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between FNDB and VYM?
94.8% of VYM's money is in holdings FNDB also owns. 94.8% of VYM's is in holdings FNDB also owns. They hold 520 positions in common, counted across the 1,622 positions we hold weights for in FNDB and 557 in VYM.
Which pays a higher dividend, FNDB or VYM?
FNDB yields 1.41% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.
Is VYM better than FNDB?
VYM has a lower expense ratio. FNDB led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.97. FNDB is less concentrated, with 19.5% of the fund in its ten largest positions against 26.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.