FTCE vs SPY

FTCE vs SPY
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Quick Verdict

SPY has a lower expense ratio. FTCE delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: FTCEMore Diversified: SPY

Side-by-Side Comparison

MetricFTCESPYWinner
Expense Ratio0.60%0.09%
AUM$87M$821.1B
Dividend Yield0.66%1.01%
Holdings103505
YTD Return+11.03%+12.93%
1Y Return+22.31%+20.62%
3Y Return (annualized)-+22.00%
5Y Return (annualized)-+13.33%
Volatility (annualized)15.0%15.3%
Max Drawdown-18.1%-56.5%
Fund FamilyFirst Trust Portfolios (US)State Street Investment Management
CategoryEquityEquity
InceptionOct 2, 2024Jan 22, 1993

FTCE vs SPY Performance

First Trust New Constructs Core Earnings Leaders ETF (FTCE) is a ETF from First Trust Portfolios (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year FTCE returned +22.31% while SPY returned +20.62%. Year to date, FTCE is up 11.03% versus a gain of 12.93% for SPY.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 15.0% for FTCE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.1% for FTCE and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FTCE charges 0.60% per year while SPY charges 0.09%. On a $10,000 position that is $60 vs $9 annually, a gap of $51 per year that compounds over a long holding period. On income, FTCE currently yields 0.66% against 1.01% for SPY.

Holdings Overlap

13.7%overlap

FTCE and SPY share 91 holdings out of 513 unique holdings combined, representing a 13.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FTCEWeight in SPYDifference
LLY3.90%1.33%2.57%
BKNG4.55%0.23%4.32%
V3.68%0.92%2.76%
QCOMProProPro
IBMProProPro
INTCProProPro
SBUXProProPro
NOWProProPro
MAProProPro
ACN:IEProProPro
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Frequently Asked Questions

Which is cheaper, FTCE or SPY?

FTCE has an expense ratio of 0.60% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $51 per year of difference.

Which performed better, FTCE or SPY?

Over the past year FTCE returned +22.31% vs +20.62% for SPY, so FTCE leads on 1-year performance. Over the longest common window we track (2 years), FTCE annualized +19.94% vs +8.82% for SPY. Past performance does not guarantee future results.

Which is riskier, FTCE or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 15.0% for FTCE. Worst drawdown: FTCE -18.1% vs SPY -56.5%.

Should I hold both FTCE and SPY?

FTCE and SPY have a monthly-return correlation of 0.88, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FTCE and SPY?

FTCE and SPY share 91 common holdings with a 13.7% weight overlap. Combined, they hold 513 unique securities.

Which pays a higher dividend, FTCE or SPY?

FTCE yields 0.66% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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