GLRY vs VTI
Inspire Growth ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, GLRY or VTI?
Small Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 43.7%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GLRY | VTI |
|---|---|---|
| Expense Ratio | 0.80% | 0.03%Best |
| AUM | $165M | $666.9B |
| Dividend Yield | 0.17% | 1.03% |
| Holdings | 34 | 3,543 |
| YTD Return | +4.44% | +11.95%Best |
| 1Y Return | +2.07% | +15.05%Best |
| 3Y Return (annualized) | +15.69% | +22.32%Best |
| 5Y Return (annualized) | +6.65% | +12.50%Best |
| Volatility (annualized) | 19.5% | 15.2%Best |
| Max Drawdown | -40.6% | -25.4%Best |
| $10,000 over 5 years | $13,798 | $18,020Best |
| Top 10 Weight | 43.7% | 33.3%Best |
| Fund Family | Inspire ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Small Cap Growth | Large Cap Blend |
| Inception | Dec 7, 2020 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Dec 8, 2020 to Sep 30, 2026 (5.8 years).
GLRY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.8 years both funds cover.
GLRY vs VTI Performance
Inspire Growth ETF (GLRY) is an ETF from Inspire ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year GLRY returned +2.07% while VTI returned +15.05%. Year to date, GLRY is up 4.44% versus a gain of 11.95% for VTI.
Over three years, GLRY compounded at +15.69% per year against +22.32% for VTI; over five years the annualized figures are +6.65% and +12.50% respectively. Across the full 6-year window we track, VTI has the edge at +13.65% annualized vs +8.55%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GLRY has been the more volatile fund, with annualized monthly volatility of 19.5% compared with 15.2% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -40.6% for GLRY and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
GLRY charges 0.80% per year while VTI charges 0.03%. On a $10,000 position that is $80 vs $3 annually, a gap of $77 per year that compounds over a long holding period. On income, GLRY currently yields 0.17% against 1.03% for VTI.
Holdings Overlap
99.8% of GLRY's money is in holdings VTI also owns. 4.0% of VTI's money is in holdings GLRY also owns.
Most of GLRY is already inside VTI. Owning both mostly buys the same companies twice.
33 positions in common, counted across the 33 positions we hold weights for in GLRY and 3,463 in VTI, against full books of 34 and 3,543.
What only one of them owns
Measured across the 33 and 3,463 positions we hold weights for.
VTI holds 1,120 positions GLRY does not, 93.4% of the fund.
Largest: NVDA 6.40%, AAPL 6.29%, MSFT 4.79%, AMZN 3.65%, GOOGL 2.90%
Top Shared Holdings
| Stock | Weight in GLRY | Weight in VTI | Difference |
|---|---|---|---|
| AVGOBroadcom Inc | 4.89% | 2.56% | 2.33% |
| KLACKla Corp | 5.69% | 0.33% | 5.36% |
| APHAmphenol Corp. Class A | 5.36% | 0.27% | 5.09% |
| MPWRMonolithic Power Systems Inc | 4.66% | 0.09% | 4.57% |
| EMEEmcor Group Inc | 4.47% | 0.05% | 4.42% |
| CWCurtiss-wright Corp | 4.00% | 0.04% | 3.96% |
| CASYCaseys General | 3.97% | 0.04% | 3.93% |
| UTHRUnited Therapeutics Corp | 3.61% | 0.03% | 3.58% |
| FLSFlowserve Corp. | 3.56% | 0.01% | 3.55% |
| BWXTBwx Technologies, Inc. | 3.52% | 0.02% | 3.50% |
99.8% of GLRY is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GLRY or VTI?
GLRY has an expense ratio of 0.80% while VTI charges 0.03%. VTI is the cheaper option, by $77 a year on a $10,000 investment.
Which performed better, GLRY or VTI?
Over the past year GLRY returned +2.07% vs +15.05% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), GLRY annualized +8.55% vs +13.65% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GLRY or VTI?
GLRY has been the more volatile fund at 19.5% annualized versus 15.2% for VTI. Worst drawdown: GLRY -40.6% vs VTI -25.4%.
Should I hold both GLRY and VTI?
GLRY and VTI have a monthly-return correlation of 0.76, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between GLRY and VTI?
99.8% of GLRY's money is in holdings VTI also owns. 4.0% of VTI's is in holdings GLRY also owns. They hold 33 positions in common, counted across the 33 positions we hold weights for in GLRY and 3,463 in VTI.
Which pays a higher dividend, GLRY or VTI?
GLRY yields 0.17% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than GLRY?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 43.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.