GPT vs SPY

Quick Verdict

SPY has a lower expense ratio. GPT delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: GPTMore Diversified: SPY

Side-by-Side Comparison

MetricGPTSPYWinner
Expense Ratio0.69%0.09%
AUM$23M$789.1B
Dividend Yield0.67%1.01%
Holdings88505
YTD Return+13.51%+13.68%
1Y Return+24.51%+21.53%
3Y Return (annualized)-+21.44%
5Y Return (annualized)-+13.18%
Volatility (annualized)13.5%15.3%
Max Drawdown-25.6%-56.5%
Fund FamilyIntelligent AlphaState Street Investment Management
CategoryEquityEquity
InceptionSep 16, 2024Jan 22, 1993

GPT vs SPY Performance

Intelligent Alpha Atlas ETF (GPT) is a ETF from Intelligent Alpha and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year GPT returned +24.51% while SPY returned +21.53%. Year to date, GPT is up 13.51% versus a gain of 13.68% for SPY.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.5% for GPT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -25.6% for GPT and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

GPT charges 0.69% per year while SPY charges 0.09%. On a $10,000 position that is $69 vs $9 annually, a gap of $60 per year that compounds over a long holding period. On income, GPT currently yields 0.67% against 1.01% for SPY.

Holdings Overlap

0.7%overlap

GPT and SPY share 2 holdings out of 510 unique holdings combined, representing a 0.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in GPTWeight in SPYDifference
GEV1.10%0.48%0.62%
CB0.98%0.20%0.78%

Frequently Asked Questions

Which is cheaper, GPT or SPY?

GPT has an expense ratio of 0.69% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $60 per year of difference.

Which performed better, GPT or SPY?

Over the past year GPT returned +24.51% vs +21.53% for SPY, so GPT leads on 1-year performance. Over the longest common window we track (2 years), GPT annualized +19.23% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, GPT or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 13.5% for GPT. Worst drawdown: GPT -25.6% vs SPY -56.5%.

Should I hold both GPT and SPY?

GPT and SPY have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between GPT and SPY?

GPT and SPY share 2 common holdings with a 0.7% weight overlap. Combined, they hold 510 unique securities.

Which pays a higher dividend, GPT or SPY?

GPT yields 0.67% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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