GPT vs VTI
Intelligent Alpha Atlas ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. GPT delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | GPT | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.69% | 0.03% | |
| AUM | $24M | $666.9B | |
| Dividend Yield | 0.68% | 1.07% | |
| Holdings | 88 | 3,543 | |
| YTD Return | +13.18% | +12.65% | |
| 1Y Return | +25.20% | +21.39% | |
| 3Y Return (annualized) | - | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 13.5% | 15.3% | |
| Max Drawdown | -25.6% | -56.6% | |
| Fund Family | Intelligent Alpha | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Sep 16, 2024 | May 24, 2001 |
GPT vs VTI Performance
Intelligent Alpha Atlas ETF (GPT) is a ETF from Intelligent Alpha and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year GPT returned +25.20% while VTI returned +21.39%. Year to date, GPT is up 13.18% versus a gain of 12.65% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.5% for GPT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.6% for GPT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
GPT charges 0.69% per year while VTI charges 0.03%. On a $10,000 position that is $69 vs $3 annually, a gap of $66 per year that compounds over a long holding period. On income, GPT currently yields 0.68% against 1.07% for VTI.
Holdings Overlap
GPT and VTI share 46 holdings out of 2829 unique holdings combined, representing a 11.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GPT or VTI?
GPT has an expense ratio of 0.69% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $66 per year of difference.
Which performed better, GPT or VTI?
Over the past year GPT returned +25.20% vs +21.39% for VTI, so GPT leads on 1-year performance. Over the longest common window we track (2 years), GPT annualized +18.81% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, GPT or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 13.5% for GPT. Worst drawdown: GPT -25.6% vs VTI -56.6%.
Should I hold both GPT and VTI?
GPT and VTI have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GPT and VTI?
GPT and VTI share 46 common holdings with a 11.6% weight overlap. Combined, they hold 2829 unique securities.
Which pays a higher dividend, GPT or VTI?
GPT yields 0.68% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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