GPT vs SCHD
Intelligent Alpha Atlas ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | GPT | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.69% | 0.06% | |
| AUM | $23M | $103.7B | |
| Dividend Yield | 0.67% | 3.31% | |
| Holdings | 88 | 104 | |
| YTD Return | +13.51% | +25.58% | |
| 1Y Return | +24.51% | +31.06% | |
| 3Y Return (annualized) | - | +15.55% | |
| 5Y Return (annualized) | - | +9.61% | |
| Volatility (annualized) | 13.5% | 13.6% | |
| Max Drawdown | -25.6% | -33.4% | |
| Fund Family | Intelligent Alpha | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Sep 16, 2024 | Oct 20, 2011 |
GPT vs SCHD Performance
Intelligent Alpha Atlas ETF (GPT) is a ETF from Intelligent Alpha and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GPT returned +24.51% while SCHD returned +31.06%. Year to date, GPT is up 13.51% versus a gain of 25.58% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.5% for GPT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.6% for GPT and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.38. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
GPT charges 0.69% per year while SCHD charges 0.06%. On a $10,000 position that is $69 vs $6 annually, a gap of $63 per year that compounds over a long holding period. On income, GPT currently yields 0.67% against 3.31% for SCHD.
Holdings Overlap
GPT and SCHD share 0 holdings out of 109 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GPT or SCHD?
GPT has an expense ratio of 0.69% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $63 per year of difference.
Which performed better, GPT or SCHD?
Over the past year GPT returned +24.51% vs +31.06% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), GPT annualized +19.23% vs +11.46% for SCHD. Past performance does not guarantee future results.
Which is riskier, GPT or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 13.5% for GPT. Worst drawdown: GPT -25.6% vs SCHD -33.4%.
Should I hold both GPT and SCHD?
GPT and SCHD have a monthly-return correlation of 0.38, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GPT and SCHD?
GPT and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 109 unique securities.
Which pays a higher dividend, GPT or SCHD?
GPT yields 0.67% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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