HECO vs VTI
State Street Galaxy Hedged Digital Asset Ecosystem ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. HECO delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | HECO | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.90% | 0.03% | |
| AUM | $85M | $666.9B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 68 | 3,543 | |
| YTD Return | +49.59% | +12.65% | |
| 1Y Return | +86.00% | +21.39% | |
| 3Y Return (annualized) | - | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 50.0% | 15.3% | |
| Max Drawdown | -44.6% | -56.6% | |
| Fund Family | SPDR State Street Global Advisors | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Sep 9, 2024 | May 24, 2001 |
HECO vs VTI Performance
State Street Galaxy Hedged Digital Asset Ecosystem ETF (HECO) is a ETF from SPDR State Street Global Advisors and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year HECO returned +86.00% while VTI returned +21.39%. Year to date, HECO is up 49.59% versus a gain of 12.65% for VTI.
Risk: Volatility and Drawdowns
HECO has been the more volatile fund, with annualized monthly volatility of 50.0% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -44.6% for HECO and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HECO charges 0.90% per year while VTI charges 0.03%. On a $10,000 position that is $90 vs $3 annually, a gap of $87 per year that compounds over a long holding period. On income, HECO currently yields 0.00% against 1.07% for VTI.
Holdings Overlap
HECO and VTI share 25 holdings out of 2793 unique holdings combined, representing a 16.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HECO or VTI?
HECO has an expense ratio of 0.90% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $87 per year of difference.
Which performed better, HECO or VTI?
Over the past year HECO returned +86.00% vs +21.39% for VTI, so HECO leads on 1-year performance. Over the longest common window we track (2 years), HECO annualized +62.62% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, HECO or VTI?
HECO has been the more volatile fund at 50.0% annualized versus 15.3% for VTI. Worst drawdown: HECO -44.6% vs VTI -56.6%.
Should I hold both HECO and VTI?
HECO and VTI have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HECO and VTI?
HECO and VTI share 25 common holdings with a 16.9% weight overlap. Combined, they hold 2793 unique securities.
Which pays a higher dividend, HECO or VTI?
HECO yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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