HTD vs VOO
John Hancock Tax-Advantaged Dividend Income Fund vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | HTD | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 1.96% | 0.03% | |
| AUM | $917M | $997.4B | |
| Dividend Yield | 7.17% | 1.08% | |
| Holdings | 124 | 509 | |
| YTD Return | +11.91% | +14.27% | |
| 1Y Return | +11.77% | +21.79% | |
| 3Y Return (annualized) | +17.69% | +22.19% | |
| 5Y Return (annualized) | +8.07% | +13.28% | |
| Volatility (annualized) | 19.3% | 14.2% | |
| Max Drawdown | -75.5% | -34.3% | |
| Fund Family | John Hancock Investment Management | Vanguard (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Feb 27, 2004 | Sep 7, 2010 |
HTD vs VOO Performance
John Hancock Tax-Advantaged Dividend Income Fund (HTD) is a ETF from John Hancock Investment Management and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year HTD returned +11.77% while VOO returned +21.79%. Year to date, HTD is up 11.91% versus a gain of 14.27% for VOO.
Over three years, HTD compounded at +17.69% per year against +22.19% for VOO; over five years the annualized figures are +8.07% and +13.28% respectively. Across the full 16-year window we track, VOO has the edge at +13.59% annualized vs +2.98%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HTD has been the more volatile fund, with annualized monthly volatility of 19.3% compared with 14.2% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -75.5% for HTD and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
HTD charges 1.96% per year while VOO charges 0.03%. On a $10,000 position that is $196 vs $3 annually, a gap of $193 per year that compounds over a long holding period. On income, HTD currently yields 7.17% against 1.08% for VOO.
Holdings Overlap
HTD and VOO share 40 holdings out of 538 unique holdings combined, representing a 4.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HTD or VOO?
HTD has an expense ratio of 1.96% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $193 per year of difference.
Which performed better, HTD or VOO?
Over the past year HTD returned +11.77% vs +21.79% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (16 years), HTD annualized +2.98% vs +13.59% for VOO. Past performance does not guarantee future results.
Which is riskier, HTD or VOO?
HTD has been the more volatile fund at 19.3% annualized versus 14.2% for VOO. Worst drawdown: HTD -75.5% vs VOO -34.3%.
Should I hold both HTD and VOO?
HTD and VOO have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HTD and VOO?
HTD and VOO share 40 common holdings with a 4.3% weight overlap. Combined, they hold 538 unique securities.
Which pays a higher dividend, HTD or VOO?
HTD yields 7.17% while VOO yields 1.08%, so HTD currently pays the higher dividend yield.
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