IQQ vs SPY

IQQ vs SPY

Which is better, IQQ or SPY?

Large Cap Growth against Large Cap Blend.

SPY has a lower expense ratio. SPY is less concentrated, with 38.0% of the fund in its ten largest positions against 46.3%.

Lower Fees: SPYLess Concentrated: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIQQSPY
Expense Ratio0.10%0.09%Best
AUM$377M$804.7B
Dividend Yield0.00%0.98%
Holdings107505
YTD Return-1.14%+12.47%Best
1Y Return-+17.51%
3Y Return (annualized)-+21.18%
5Y Return (annualized)-+12.88%
Top 10 Weight46.3%38.0%Best
Fund FamilyiShares by BlackRock (US)State Street Investment Management
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionJul 8, 2026Jan 22, 1993

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.

IQQ vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

IQQ vs SPY Performance

iShares Nasdaq 100 ETF (IQQ) is an ETF from iShares by BlackRock (US) and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Year to date, IQQ is down 1.14% versus a gain of 12.47% for SPY.

Past performance does not guarantee future results.

Fees and Cost Over Time

IQQ charges 0.10% per year while SPY charges 0.09%. On a $10,000 position that is $10 vs $9 annually, a gap of $1 per year that compounds over a long holding period. On income, IQQ currently yields 0.00% against 0.98% for SPY.

Holdings Overlap

IQQ already in SPY93.5%
SPY already in IQQ54.1%

93.5% of IQQ's money is in holdings SPY also owns. 54.1% of SPY's money is in holdings IQQ also owns.

Most of IQQ is already inside SPY. Owning both mostly buys the same companies twice.

86 positions in common, counted across the 103 positions we hold weights for in IQQ and 504 in SPY, against full books of 107 and 505.

What only one of them owns

Our book lists 408 positions for SPY that do not appear in our book for IQQ (45.4% of the fund), and 8 for IQQ that do not appear in SPY (2.6%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in IQQWeight in SPYDifference
NVDANvidia Corp.8.51%7.71%0.80%
AAPLApple, Inc7.42%6.83%0.59%
MSFTMicrosoft Corp 4.100 Feb 06 376.01%5.50%0.51%
AMZNAmazon.Com Inc4.45%4.08%0.37%
GOOGLAlphabet A Usd 0.0013.15%3.33%0.18%
MUMicron Technology, Inc.4.76%1.51%3.25%
AVGOBroadcom Inc2.80%2.97%0.17%
GOOGAlphabet Inc2.92%2.67%0.25%
AMDAdvanced Micro Devices, Inc3.38%1.27%2.11%
METAMeta Platforms, Inc.2.70%1.94%0.76%

93.5% of IQQ is already inside SPY.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

IQQSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IQQ or SPY?

IQQ has an expense ratio of 0.10% while SPY charges 0.09%. SPY is the cheaper option, by $1 a year on a $10,000 investment.

What is the holdings overlap between IQQ and SPY?

93.5% of IQQ's money is in holdings SPY also owns. 54.1% of SPY's is in holdings IQQ also owns. They hold 86 positions in common, counted across the 103 positions we hold weights for in IQQ and 504 in SPY.

Which pays a higher dividend, IQQ or SPY?

IQQ yields 0.00% while SPY yields 0.98%, so SPY currently pays the higher dividend yield.

Is SPY better than IQQ?

SPY has a lower expense ratio. SPY is less concentrated, with 38.0% of the fund in its ten largest positions against 46.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.