IQRA vs VXUS

IQRA vs VXUS

Which is better, IQRA or VXUS?

VXUS has been ahead.

VXUS has a lower expense ratio. VXUS led over 1Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIQRAVXUS
Expense Ratio0.65%0.05%Best
AUM$7M$158.1B
Dividend Yield2.65%2.59%
Holdings1078,747
Volatility (annualized)13.6%12.3%Best
Max Drawdown-15.7%-13.6%Best
$10,000 over 3.3 years$13,298$17,325Best
Fund FamilyIndexIQ TrustVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionMay 10, 2023Jan 26, 2011

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 12 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. IQRA has data through Aug 27, 2026 and VXUS through Sep 8, 2026.

Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: May 10, 2023 to Aug 27, 2026 (3.3 years).

Risk: Volatility and Drawdowns

IQRA has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.3% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.7% for IQRA and -13.6% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IQRA charges 0.65% per year while VXUS charges 0.05%. On a $10,000 position that is $65 vs $5 annually, a gap of $60 per year that compounds over a long holding period. On income, IQRA currently yields 2.65% against 2.59% for VXUS.

Holdings Overlap

IQRA already in VXUS29.2%

At least 29.2% of IQRA's money is in holdings VXUS also owns.

Stated as a floor: for VXUS, our book for it covers 87.5% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

IQRA and VXUS share little of their money.

40 positions in common, counted across the 102 positions we hold weights for in IQRA and 8,092 in VXUS, against full books of 107 and 8,747.

Top Shared Holdings

StockWeight in IQRAWeight in VXUSDifference
CNI:CACanadian National Railway1.65%0.14%1.51%
GAPB:MXGrupo Aeroportuario Del Pacific1.73%0.02%1.71%
EOAN:FFE.on Se Common Stock1.63%0.10%1.53%
SSE:LNS S E P L C1.56%0.09%1.47%
EGPEastgroup Properties Inc1.52%0.00%1.52%
ENB:CAEnbridge Inc.1.16%0.26%0.90%
URW:PAUnibail-rodamco Se & Wfund Unibail-rodamco Nv1.07%0.03%1.04%
CHC:AUCharter Hall Group Stapled Securities Us Prohibited1.04%0.02%1.02%
LOIM:PAKlepierre Li1.03%0.02%1.01%
FER:ASFerrovial Se0.92%0.07%0.85%

29.2% of IQRA is already inside VXUS.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

IQRAVXUS

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Frequently Asked Questions

Which is cheaper, IQRA or VXUS?

IQRA has an expense ratio of 0.65% while VXUS charges 0.05%. VXUS is the cheaper option, by $60 a year on a $10,000 investment.

Which is riskier, IQRA or VXUS?

IQRA has been the more volatile fund at 13.6% annualized versus 12.3% for VXUS. Worst drawdown: IQRA -15.7% vs VXUS -13.6%.

Should I hold both IQRA and VXUS?

IQRA and VXUS have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between IQRA and VXUS?

At least 29.2% of IQRA's money is in holdings VXUS also owns. Our book for VXUS is partial, so the real figure is this or higher. They hold 40 positions in common, counted across the 102 positions we hold weights for in IQRA and 8,092 in VXUS.

Which pays a higher dividend, IQRA or VXUS?

IQRA yields 2.65% while VXUS yields 2.59%, so IQRA currently pays the higher dividend yield.

Is VXUS better than IQRA?

VXUS has a lower expense ratio. VXUS led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.