IQRA vs VTI
NYLI CBRE Real Assets ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | IQRA | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.03% | |
| AUM | $7M | $666.9B | |
| Dividend Yield | 2.65% | 1.07% | |
| Holdings | 107 | 3,543 | |
| YTD Return | +9.31% | +13.14% | |
| 1Y Return | +12.26% | +22.35% | |
| 3Y Return (annualized) | +12.51% | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 13.6% | 15.3% | |
| Max Drawdown | -15.7% | -56.6% | |
| Fund Family | IndexIQ Trust | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | May 10, 2023 | May 24, 2001 |
IQRA vs VTI Performance
NYLI CBRE Real Assets ETF (IQRA) is a ETF from IndexIQ Trust and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IQRA returned +12.26% while VTI returned +22.35%. Year to date, IQRA is up 9.31% versus a gain of 13.14% for VTI.
Over three years, IQRA compounded at +12.51% per year against +21.83% for VTI. Across the full 3-year window we track, IQRA has the edge at +9.16% annualized vs +8.09%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.6% for IQRA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.7% for IQRA and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IQRA charges 0.65% per year while VTI charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, IQRA currently yields 2.65% against 1.07% for VTI.
Holdings Overlap
IQRA and VTI share 37 holdings out of 2852 unique holdings combined, representing a 2.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IQRA or VTI?
IQRA has an expense ratio of 0.65% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $62 per year of difference.
Which performed better, IQRA or VTI?
Over the past year IQRA returned +12.26% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), IQRA annualized +9.16% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, IQRA or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 13.6% for IQRA. Worst drawdown: IQRA -15.7% vs VTI -56.6%.
Should I hold both IQRA and VTI?
IQRA and VTI have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IQRA and VTI?
IQRA and VTI share 37 common holdings with a 2.5% weight overlap. Combined, they hold 2852 unique securities.
Which pays a higher dividend, IQRA or VTI?
IQRA yields 2.65% while VTI yields 1.07%, so IQRA currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.