IQRA vs VYM
NYLI CBRE Real Assets ETF vs Vanguard High Dividend Yield ETF
Which is better, IQRA or VYM?
Large Cap Blend against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y and the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 29.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IQRA | VYM |
|---|---|---|
| Expense Ratio | 0.65% | 0.04%Best |
| AUM | $7M | $81.6B |
| Dividend Yield | 2.65% | 2.22% |
| Holdings | 107 | 613 |
| Volatility (annualized) | 13.6% | 11.0%Best |
| Max Drawdown | -15.7% | -14.5%Best |
| $10,000 over 3.3 years | $13,298 | $17,364Best |
| Top 10 Weight | 29.1% | 25.9%Best |
| Fund Family | IndexIQ Trust | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | May 10, 2023 | Nov 10, 2006 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 14 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. IQRA has data through Aug 27, 2026 and VYM through Sep 10, 2026.
Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: May 10, 2023 to Aug 27, 2026 (3.3 years).
Risk: Volatility and Drawdowns
IQRA has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 11.0% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.7% for IQRA and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IQRA charges 0.65% per year while VYM charges 0.04%. On a $10,000 position that is $65 vs $4 annually, a gap of $61 per year that compounds over a long holding period. On income, IQRA currently yields 2.65% against 2.22% for VYM.
Holdings Overlap
23.5% of IQRA's money is in holdings VYM also owns. 4.6% of VYM's money is in holdings IQRA also owns.
IQRA and VYM share little of their money.
21 positions in common, counted across the 102 positions we hold weights for in IQRA and 603 in VYM, against full books of 107 and 613.
What only one of them owns
Our book lists 547 positions for VYM that do not appear in our book for IQRA (92.9% of the fund), and 31 for IQRA that do not appear in VYM (40.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IQRA | Weight in VYM | Difference |
|---|---|---|---|
| XELXcel Energy Inc. | 3.01% | 0.21% | 2.80% |
| WECWec Energy Group Inc. | 2.64% | 0.16% | 2.48% |
| WMBWilliams Cos. Inc. | 1.95% | 0.38% | 1.57% |
| ATOAtmos Energy Corp | 1.61% | 0.12% | 1.49% |
| NEENextera Energy Inc. | 0.97% | 0.76% | 0.21% |
| PPLPpl Corp. | 1.59% | 0.11% | 1.48% |
| ETREntergy Corp. | 1.42% | 0.22% | 1.20% |
| NSCNorfolk Southern Corp. | 1.25% | 0.29% | 0.96% |
| UNPUnion Pacific Corp | 0.81% | 0.67% | 0.14% |
| TRGPTarga Resources Corp. | 1.15% | 0.24% | 0.91% |
23.5% of IQRA is already inside VYM.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IQRA or VYM?
IQRA has an expense ratio of 0.65% while VYM charges 0.04%. VYM is the cheaper option, by $61 a year on a $10,000 investment.
Which is riskier, IQRA or VYM?
IQRA has been the more volatile fund at 13.6% annualized versus 11.0% for VYM. Worst drawdown: IQRA -15.7% vs VYM -14.5%.
Should I hold both IQRA and VYM?
IQRA and VYM have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IQRA and VYM?
23.5% of IQRA's money is in holdings VYM also owns. 4.6% of VYM's is in holdings IQRA also owns. They hold 21 positions in common, counted across the 102 positions we hold weights for in IQRA and 603 in VYM.
Which pays a higher dividend, IQRA or VYM?
IQRA yields 2.65% while VYM yields 2.22%, so IQRA currently pays the higher dividend yield.
Is VYM better than IQRA?
VYM has a lower expense ratio. VYM led over 1Y and the full window. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 29.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.