IQRA vs VYM
NYLI CBRE Real Assets ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | IQRA | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.04% | |
| AUM | $7M | $81.6B | |
| Dividend Yield | 2.65% | 2.24% | |
| Holdings | 107 | 616 | |
| YTD Return | +9.87% | +14.66% | |
| 1Y Return | +12.21% | +22.16% | |
| 3Y Return (annualized) | +12.73% | +18.72% | |
| 5Y Return (annualized) | - | +12.18% | |
| Volatility (annualized) | 13.6% | 14.6% | |
| Max Drawdown | -15.7% | -58.8% | |
| Fund Family | IndexIQ Trust | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | May 10, 2023 | Nov 10, 2006 |
IQRA vs VYM Performance
NYLI CBRE Real Assets ETF (IQRA) is a ETF from IndexIQ Trust and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year IQRA returned +12.21% while VYM returned +22.16%. Year to date, IQRA is up 9.87% versus a gain of 14.66% for VYM.
Over three years, IQRA compounded at +12.73% per year against +18.72% for VYM. Across the full 3-year window we track, IQRA has the edge at +9.34% annualized vs +7.01%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 13.6% for IQRA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.7% for IQRA and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IQRA charges 0.65% per year while VYM charges 0.04%. On a $10,000 position that is $65 vs $4 annually, a gap of $61 per year that compounds over a long holding period. On income, IQRA currently yields 2.65% against 2.24% for VYM.
Holdings Overlap
IQRA and VYM share 21 holdings out of 684 unique holdings combined, representing a 4.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IQRA or VYM?
IQRA has an expense ratio of 0.65% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $61 per year of difference.
Which performed better, IQRA or VYM?
Over the past year IQRA returned +12.21% vs +22.16% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (3 years), IQRA annualized +9.34% vs +7.01% for VYM. Past performance does not guarantee future results.
Which is riskier, IQRA or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 13.6% for IQRA. Worst drawdown: IQRA -15.7% vs VYM -58.8%.
Should I hold both IQRA and VYM?
IQRA and VYM have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IQRA and VYM?
IQRA and VYM share 21 common holdings with a 4.6% weight overlap. Combined, they hold 684 unique securities.
Which pays a higher dividend, IQRA or VYM?
IQRA yields 2.65% while VYM yields 2.24%, so IQRA currently pays the higher dividend yield.
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