IQRA vs IVV

IQRA vs IVV

Which is better, IQRA or IVV?

IVV has been ahead.

IVV has a lower expense ratio. IVV led over 1Y and the full window. IQRA is less concentrated, with 29.1% of the fund in its ten largest positions against 37.8%.

Lower Fees: IVVHigher Returns: IVVLess Concentrated: IQRA

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIQRAIVV
Expense Ratio0.65%0.03%Best
AUM$7M$876.4B
Dividend Yield2.65%1.06%
Holdings107508
Volatility (annualized)13.6%12.9%Best
Max Drawdown-15.7%Best-18.8%
$10,000 over 3.3 years$13,298$19,521Best
Top 10 Weight29.1%Best37.8%
Fund FamilyIndexIQ TrustiShares by BlackRock (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionMay 10, 2023May 15, 2000

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 18 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. IQRA has data through Aug 27, 2026 and IVV through Sep 14, 2026.

Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: May 10, 2023 to Aug 27, 2026 (3.3 years).

Risk: Volatility and Drawdowns

IQRA has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.9% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.7% for IQRA and -18.8% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.59. They move together some of the time, and apart the rest.

Fees and Cost Over Time

IQRA charges 0.65% per year while IVV charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, IQRA currently yields 2.65% against 1.06% for IVV.

Holdings Overlap

IQRA already in IVV41.8%
IVV already in IQRA2.8%

41.8% of IQRA's money is in holdings IVV also owns. 2.8% of IVV's money is in holdings IQRA also owns.

The two portfolios partly overlap.

The two holdings books were reported 62 days apart, IQRA as of Jun 30, 2026 and IVV as of Aug 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.

27 positions in common, counted across the 102 positions we hold weights for in IQRA and 490 in IVV, against full books of 107 and 508.

What only one of them owns

Our book lists 455 positions for IVV that do not appear in our book for IQRA (95.9% of the fund), and 25 for IQRA that do not appear in IVV (22.5%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in IQRAWeight in IVVDifference
WELLWelltower, Inc.7.17%0.25%6.92%
EQIXEquinix Inc. Real Estate Investment Trust3.87%0.16%3.71%
SPGSimon Property Group Inc3.19%0.10%3.09%
XELXcel Energy Inc.3.01%0.07%2.94%
WECWec Energy Group Inc.2.64%0.05%2.59%
WMBWilliams Cos. Inc.1.95%0.14%1.81%
AMTAmerican Tower Corporation1.57%0.12%1.45%
ATOAtmos Energy Corp1.61%0.04%1.57%
PPLPpl Corp (Utilities)1.59%0.04%1.55%
ETREntergy Corp.1.42%0.07%1.35%

41.8% of IQRA is already inside IVV.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

IQRAIVV

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Frequently Asked Questions

Which is cheaper, IQRA or IVV?

IQRA has an expense ratio of 0.65% while IVV charges 0.03%. IVV is the cheaper option, by $62 a year on a $10,000 investment.

Which is riskier, IQRA or IVV?

IQRA has been the more volatile fund at 13.6% annualized versus 12.9% for IVV. Worst drawdown: IQRA -15.7% vs IVV -18.8%.

Should I hold both IQRA and IVV?

IQRA and IVV have a monthly-return correlation of 0.59, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between IQRA and IVV?

41.8% of IQRA's money is in holdings IVV also owns. 2.8% of IVV's is in holdings IQRA also owns. They hold 27 positions in common, counted across the 102 positions we hold weights for in IQRA and 490 in IVV.

Which pays a higher dividend, IQRA or IVV?

IQRA yields 2.65% while IVV yields 1.06%, so IQRA currently pays the higher dividend yield.

Is IVV better than IQRA?

IVV has a lower expense ratio. IVV led over 1Y and the full window. IQRA is less concentrated, with 29.1% of the fund in its ten largest positions against 37.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.