IUS vs VTI
Invesco RAFI Strategic US ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, IUS or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. IUS led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.94.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IUS | VTI |
|---|---|---|
| Expense Ratio | 0.19% | 0.03%Best |
| AUM | $981M | $666.9B |
| Dividend Yield | 1.21% | 1.03% |
| Holdings | 541 | 3,543 |
| YTD Return | +21.74%Best | +12.57% |
| 1Y Return | +28.22%Best | +17.22% |
| 3Y Return (annualized) | +21.49%Best | +20.87% |
| 5Y Return (annualized) | +15.01%Best | +11.86% |
| Volatility (annualized) | 16.6%Best | 17.4% |
| Max Drawdown | -35.2% | -35.0%Best |
| $10,000 over 5 years | $20,122Best | $17,514 |
| Fund Family | Invesco (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Sep 12, 2018 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 12, 2018 to Sep 11, 2026 (8 years).
IUS vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8 years both funds cover.
IUS vs VTI Performance
Invesco RAFI Strategic US ETF (IUS) is an ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year IUS returned +28.22% while VTI returned +17.22%. Year to date, IUS is up 21.74% versus a gain of 12.57% for VTI.
Over three years, IUS compounded at +21.49% per year against +20.87% for VTI; over five years the annualized figures are +15.01% and +11.86% respectively. Across the full 8-year window we track, IUS has the edge at +15.05% annualized vs +13.32%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 17.4% compared with 16.6% for IUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.2% for IUS and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IUS charges 0.19% per year while VTI charges 0.03%. On a $10,000 position that is $19 vs $3 annually, a gap of $16 per year that compounds over a long holding period. On income, IUS currently yields 1.21% against 1.03% for VTI.
Holdings Overlap
At least 94.4% of IUS's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of IUS is already inside VTI. Owning both mostly buys the same companies twice.
435 positions in common, counted across the 498 positions we hold weights for in IUS and 2,787 in VTI, against full books of 541 and 3,543.
Top Shared Holdings
| Stock | Weight in IUS | Weight in VTI | Difference |
|---|---|---|---|
| AAPLApple, Inc | 3.90% | 5.84% | 1.94% |
| NVDANvidia Corp. | 2.03% | 6.32% | 4.29% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 3.88% | 3.81% | 0.07% |
| GOOGLAlphabet A Usd 0.001 | 3.85% | 2.88% | 0.97% |
| AMZNAmazon.Com Inc | 2.88% | 3.17% | 0.29% |
| BRK.BBerkshire Hathaway B | 2.67% | 1.24% | 1.43% |
| AVGOBroadcom Inc | 0.83% | 2.46% | 1.63% |
| XOMExxon Mobil Corp. | 2.14% | 0.78% | 1.36% |
| METAMeta Platforms, Inc. | 2.44% | 0.00% | 2.44% |
| MUMicron Technology, Inc. | 0.47% | 1.79% | 1.32% |
94.4% of IUS is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IUS or VTI?
IUS has an expense ratio of 0.19% while VTI charges 0.03%. VTI is the cheaper option, by $16 a year on a $10,000 investment.
Which performed better, IUS or VTI?
Over the past year IUS returned +28.22% vs +17.22% for VTI, so IUS leads on 1-year performance. Over the longest common window we track (8 years), IUS annualized +15.05% vs +13.32% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IUS or VTI?
VTI has been the more volatile fund at 17.4% annualized versus 16.6% for IUS. Worst drawdown: IUS -35.2% vs VTI -35.0%.
Should I hold both IUS and VTI?
IUS and VTI have a monthly-return correlation of 0.94, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between IUS and VTI?
At least 94.4% of IUS's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 435 positions in common, counted across the 498 positions we hold weights for in IUS and 2,787 in VTI.
Which pays a higher dividend, IUS or VTI?
IUS yields 1.21% while VTI yields 1.03%, so IUS currently pays the higher dividend yield.
Is VTI better than IUS?
VTI has a lower expense ratio. IUS led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.94. Which one suits a particular account depends on what it is for. This is information, not a recommendation.