IUSG vs VTI
iShares Core S&P US Growth ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. IUSG delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | IUSG | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 0.03% | |
| AUM | $34.0B | $666.9B | |
| Dividend Yield | 0.51% | 1.07% | |
| Holdings | 400 | 3,543 | |
| YTD Return | +13.15% | +13.14% | |
| 1Y Return | +23.50% | +22.35% | |
| 3Y Return (annualized) | +26.02% | +21.83% | |
| 5Y Return (annualized) | +13.01% | +12.01% | |
| Volatility (annualized) | 17.4% | 15.3% | |
| Max Drawdown | -65.8% | -56.6% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jul 24, 2000 | May 24, 2001 |
IUSG vs VTI Performance
iShares Core S&P US Growth ETF (IUSG) is a ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IUSG returned +23.50% while VTI returned +22.35%. Year to date, IUSG is up 13.15% versus a gain of 13.14% for VTI.
Over three years, IUSG compounded at +26.02% per year against +21.83% for VTI; over five years the annualized figures are +13.01% and +12.01% respectively. Across the full 25-year window we track, VTI has the edge at +8.09% annualized vs +7.23%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IUSG has been the more volatile fund, with annualized monthly volatility of 17.4% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -65.8% for IUSG and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IUSG charges 0.04% per year while VTI charges 0.03%. On a $10,000 position that is $4 vs $3 annually, a gap of $1 per year that compounds over a long holding period. On income, IUSG currently yields 0.51% against 1.07% for VTI.
Holdings Overlap
IUSG and VTI share 308 holdings out of 2855 unique holdings combined, representing a 59.5% weight overlap.
High overlap means holding both may not provide much additional diversification.
Frequently Asked Questions
Which is cheaper, IUSG or VTI?
IUSG has an expense ratio of 0.04% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $1 per year of difference.
Which performed better, IUSG or VTI?
Over the past year IUSG returned +23.50% vs +22.35% for VTI, so IUSG leads on 1-year performance. Over the longest common window we track (25 years), IUSG annualized +7.23% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, IUSG or VTI?
IUSG has been the more volatile fund at 17.4% annualized versus 15.3% for VTI. Worst drawdown: IUSG -65.8% vs VTI -56.6%.
Should I hold both IUSG and VTI?
IUSG and VTI have a monthly-return correlation of 0.96, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between IUSG and VTI?
IUSG and VTI share 308 common holdings with a 59.5% weight overlap. Combined, they hold 2855 unique securities.
Which pays a higher dividend, IUSG or VTI?
IUSG yields 0.51% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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