IVV vs SOVF
IVV vs SOVF
iShares Core S&P 500 ETF vs Sovereigns Capital Flourish Fund
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | SOVF | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.75% | |
| AUM | $865.2B | $96M | |
| Dividend Yield | 1.09% | 0.76% | |
| Holdings | 508 | 77 | |
| YTD Return | +13.80% | +10.17% | |
| 1Y Return | +23.70% | +9.14% | |
| 3Y Return (annualized) | +21.49% | - | |
| 5Y Return (annualized) | +13.43% | - | |
| Volatility (annualized) | 15.1% | 16.9% | |
| Max Drawdown | -56.5% | -21.7% | |
| Fund Family | iShares by BlackRock (US) | Sovereign's Capital | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | Oct 2, 2023 |
IVV vs SOVF Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Sovereigns Capital Flourish Fund (SOVF) is a ETF from Sovereign's Capital. Over the past year IVV returned +23.70% while SOVF returned +9.14%. Year to date, IVV is up 13.80% versus a gain of 10.17% for SOVF.
Risk: Volatility and Drawdowns
SOVF has been the more volatile fund, with annualized monthly volatility of 16.9% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -21.7% for SOVF. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while SOVF charges 0.75%. On a $10,000 position that is $3 vs $75 annually, a gap of $72 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.76% for SOVF.
Holdings Overlap
IVV and SOVF share 34 holdings out of 548 unique holdings combined, representing a 4.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IVV | Weight in SOVF | Difference |
|---|---|---|---|
| VST | 0.08% | 3.47% | 3.39% |
| FISV | 0.04% | 3.42% | 3.38% |
| PGR | 0.19% | 2.62% | 2.43% |
| CSCO | Pro | Pro | Pro |
| UPS | Pro | Pro | Pro |
| AJG | Pro | Pro | Pro |
| QCOM | Pro | Pro | Pro |
| FIS | Pro | Pro | Pro |
| CBRE | Pro | Pro | Pro |
| RJF | Pro | Pro | Pro |
See all 10 holdings IVV shares with SOVF Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, IVV or SOVF?
IVV has an expense ratio of 0.03% while SOVF charges 0.75%. IVV is the cheaper option. On a $10,000 investment, that is $72 per year of difference.
Which performed better, IVV or SOVF?
Over the past year IVV returned +23.70% vs +9.14% for SOVF, so IVV leads on 1-year performance. Over the longest common window we track (3 years), IVV annualized +7.05% vs +10.51% for SOVF. Past performance does not guarantee future results.
Which is riskier, IVV or SOVF?
SOVF has been the more volatile fund at 16.9% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs SOVF -21.7%.
Should I hold both IVV and SOVF?
IVV and SOVF have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and SOVF?
IVV and SOVF share 34 common holdings with a 4.5% weight overlap. Combined, they hold 548 unique securities.
Which pays a higher dividend, IVV or SOVF?
IVV yields 1.09% while SOVF yields 0.76%, so IVV currently pays the higher dividend yield.
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