IVV vs TDIV
iShares Core S&P 500 ETF vs First Trust NASDAQ Technology Dividend Index Fund
Quick Verdict
IVV has a lower expense ratio. TDIV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | TDIV | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.50% | |
| AUM | $865.2B | $4.1B | |
| Dividend Yield | 1.09% | 1.14% | |
| Holdings | 508 | 96 | |
| YTD Return | +13.43% | +20.85% | |
| 1Y Return | +22.61% | +30.59% | |
| 3Y Return (annualized) | +21.47% | +28.09% | |
| 5Y Return (annualized) | +13.26% | +17.05% | |
| Volatility (annualized) | 15.1% | 17.0% | |
| Max Drawdown | -56.5% | -32.0% | |
| Fund Family | iShares by BlackRock (US) | First Trust Portfolios (US) | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | Aug 13, 2012 |
IVV vs TDIV Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and First Trust NASDAQ Technology Dividend Index Fund (TDIV) is a ETF from First Trust Portfolios (US). Over the past year IVV returned +22.61% while TDIV returned +30.59%. Year to date, IVV is up 13.43% versus a gain of 20.85% for TDIV.
Over three years, IVV compounded at +21.47% per year against +28.09% for TDIV; over five years the annualized figures are +13.26% and +17.05% respectively. Across the full 14-year window we track, TDIV has the edge at +14.28% annualized vs +7.03%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TDIV has been the more volatile fund, with annualized monthly volatility of 17.0% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -32.0% for TDIV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IVV charges 0.03% per year while TDIV charges 0.50%. On a $10,000 position that is $3 vs $50 annually, a gap of $47 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 1.14% for TDIV.
Holdings Overlap
IVV and TDIV share 34 holdings out of 565 unique holdings combined, representing a 13.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or TDIV?
IVV has an expense ratio of 0.03% while TDIV charges 0.50%. IVV is the cheaper option. On a $10,000 investment, that is $47 per year of difference.
Which performed better, IVV or TDIV?
Over the past year IVV returned +22.61% vs +30.59% for TDIV, so TDIV leads on 1-year performance. Over the longest common window we track (14 years), IVV annualized +7.03% vs +14.28% for TDIV. Past performance does not guarantee future results.
Which is riskier, IVV or TDIV?
TDIV has been the more volatile fund at 17.0% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs TDIV -32.0%.
Should I hold both IVV and TDIV?
IVV and TDIV have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between IVV and TDIV?
IVV and TDIV share 34 common holdings with a 13.5% weight overlap. Combined, they hold 565 unique securities.
Which pays a higher dividend, IVV or TDIV?
IVV yields 1.09% while TDIV yields 1.14%, so TDIV currently pays the higher dividend yield.
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