IVV vs TRFK
iShares Core S&P 500 ETF vs Pacer Data and Digital Revolution ETF
Quick Verdict
IVV has a lower expense ratio. TRFK delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | TRFK | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.49% | |
| AUM | $865.2B | $948M | |
| Dividend Yield | 1.09% | 0.01% | |
| Holdings | 508 | 85 | |
| YTD Return | +13.72% | +51.11% | |
| 1Y Return | +21.64% | +55.65% | |
| 3Y Return (annualized) | +21.55% | +47.37% | |
| 5Y Return (annualized) | +13.27% | - | |
| Volatility (annualized) | 15.1% | 30.5% | |
| Max Drawdown | -56.5% | -29.1% | |
| Fund Family | iShares by BlackRock (US) | Pacer ETFs | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | Jun 8, 2022 |
IVV vs TRFK Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Pacer Data and Digital Revolution ETF (TRFK) is a ETF from Pacer ETFs. Over the past year IVV returned +21.64% while TRFK returned +55.65%. Year to date, IVV is up 13.72% versus a gain of 51.11% for TRFK.
Over three years, IVV compounded at +21.55% per year against +47.37% for TRFK. Across the full 4-year window we track, TRFK has the edge at +39.29% annualized vs +7.04%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TRFK has been the more volatile fund, with annualized monthly volatility of 30.5% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -29.1% for TRFK. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while TRFK charges 0.49%. On a $10,000 position that is $3 vs $49 annually, a gap of $46 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.01% for TRFK.
Holdings Overlap
IVV and TRFK share 26 holdings out of 560 unique holdings combined, representing a 16.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or TRFK?
IVV has an expense ratio of 0.03% while TRFK charges 0.49%. IVV is the cheaper option. On a $10,000 investment, that is $46 per year of difference.
Which performed better, IVV or TRFK?
Over the past year IVV returned +21.64% vs +55.65% for TRFK, so TRFK leads on 1-year performance. Over the longest common window we track (4 years), IVV annualized +7.04% vs +39.29% for TRFK. Past performance does not guarantee future results.
Which is riskier, IVV or TRFK?
TRFK has been the more volatile fund at 30.5% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs TRFK -29.1%.
Should I hold both IVV and TRFK?
IVV and TRFK have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and TRFK?
IVV and TRFK share 26 common holdings with a 16.8% weight overlap. Combined, they hold 560 unique securities.
Which pays a higher dividend, IVV or TRFK?
IVV yields 1.09% while TRFK yields 0.01%, so IVV currently pays the higher dividend yield.
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